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Original filing (PDF)20250625090947NAL0004623955001
BOARD OF TRUSTEES I.U.O.E. LOCAL 98 ANNUITY FUND
Form 5500
FILING_RECEIVED
I.U.O.E. LOCAL 98 ANNUITY FUND
Defined-contribution retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,361
Accounts w/ balance
1,229
Plan assets (EOY)
$93.7M
Net assets (EOY)
$93.6M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 26 bps in Schedule C fees — 65% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES I.U.O.E. LOCAL 98 ANNUITY FUND.
Plan sponsor
Name
BOARD OF TRUSTEES I.U.O.E. LOCAL 98 ANNUITY FUND
EIN
04-3030313
Address
40 HUDSON DRIVE, P.O BOX 1290 · SOUTHWICK, MA · 01077
Phone
(413) 998-3230
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SCHULTHEIS & PANETTIERI, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAccountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHULTHEIS & PANETTIERI, LLP | 13-1577780 | — | AUDITOR | $29K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 20-3691708 | — | NONE | $155K | — |
| MEKETA INVESTMENT GROUP, INC | 04-2659023 | — | NONE | $37K | — |
| BLITMAN & KING, LLP | 16-1047304 | — | NONE | $26K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.