Original filing (PDF)20250908114435NAL0019390513001

POLAR CORP.

Name: POLAR CORP. — POLAR BEVERAGES RETIREMENT PLAN, Form 5500 (2024)
Creator: POLAR CORP.

Form 5500

FILING_RECEIVED

POLAR BEVERAGES RETIREMENT PLAN

401(k) retirement plan

Active participants

1,905

Accounts w/ balance

2,075

Plan assets (EOY)

$102.4M

Net assets (EOY)

$102.4M

How this plan invests

This plan

1 pooled trust

Schedule D

54 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

26 bps in Schedule C fees — 161% above peer band of 10 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for POLAR CORP..

Plan sponsor

Name

POLAR CORP.

EIN

04-3026575

Address

1001 SOUTHBRIDGE ST · WORCESTER, MA · 01610

Phone

(508) 753-4300

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-08

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

BOLLUS & LYNCH LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$111K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	—	SAN RAFAEL, CA	ADVISORS BROKER DEALER	$78K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
RPW SOLUTIONS LLC	—	—	TPA	$68K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	—	INVESTMENT MGT	$12K	—

Investments

53 direct securities · 1 pooled fund· $102.4M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$96.7M

53 holdings

Common Collective Trust

$5.7M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Freedom Index 2025 Instl Prem	—	—	—	$13.0M	12.7%
Fidelity Freedom Index 2035 Instl Prem	—	—	—	$11.1M	10.9%
Fidelity Freedom Index 2040 Instl Prem	—	—	—	$9.9M	9.6%
Fidelity Freedom Index 2030 Instl Prem	—	—	—	$9.3M	9.1%
Fidelity Freedom Index 2020 Instl Prem	—	—	—	$8.7M	8.5%
Fidelity Freedom Index 2045 Instl Prem	—	—	—	$7.9M	7.8%
Fidelity Freedom Index 2050 Instl Prem	—	—	—	$6.5M	6.4%
JOHN HANCOCK STABLE VALUE RETURN R6 GLOBAL TRUST COMPANY · EIN 80-6136981 / PN 001	Common Collective Trust	—	—	$5.7M	5.6%
Fidelity Freedom Index 2055 Instl Prem	—	—	—	$4.9M	4.8%
Fidelity 500 Index	—	—	—	$4.6M	4.5%
Fidelity Large Cap Growth Index	—	—	—	$3.1M	3.0%
Fidelity Freedom Index 2060 Instl Prem	—	—	—	$2.7M	2.6%
Vanguard Equity-Income Adm	—	—	—	$1.4M	1.4%
Fidelity Freedom Index 2015 Instl Prem	—	—	—	$1.3M	1.3%
Fidelity Mid Cap Index	—	—	—	$1.1M	1.1%
Fidelity Advisor Equity Growth Z	—	—	—	$1.0M	1.0%
Fidelity Total International Index	—	—	—	$937K	0.9%
through Februrary 2042	—	—	—	$661K	0.6%
T. Rowe Price New Horizons I	—	—	—	$609K	0.6%
Fidelity Small Cap Index	—	—	—	$563K	0.5%
Vanguard Inflation-Protected Secs Adm	—	—	—	$529K	0.5%
Vanguard Dividend Growth Inv	—	—	—	$529K	0.5%
Vanguard Interm-Term Treasury Adm	—	—	—	$480K	0.5%
Fidelity Advisor Energy Z	—	—	—	$474K	0.5%
Metropolitan West Total Return Bond Plan	—	—	—	$471K	0.5%
Principal Midcap Inst	—	—	—	$467K	0.5%
Mfs Intl Diversification R6	—	—	—	$451K	0.4%
Fidelity Freedom Index 2065 Instl Prem	—	—	—	$432K	0.4%
Fidelity Large Cap Value Index	—	—	—	$432K	0.4%
Fidelity Small Cap Value Index	—	—	—	$421K	0.4%
Jpmorgan Mid Cap Value R6	—	—	—	$408K	0.4%
Fidelity Freedom Index 2010 Instl Prem	—	—	—	$402K	0.4%
Federated Hermes Instl High Yield Bd R6	—	—	—	$347K	0.3%
Undiscovered Mgrs Behavioral Value R6	—	—	—	$327K	0.3%
Goldman Sachs GQG Ptnrs Intl Opps R6	—	—	—	$278K	0.3%
Pimco Income Instl	—	—	—	$252K	0.2%
American Funds New World R6	—	—	—	$230K	0.2%
Fidelity Advisor Small Cap Growth Z	—	—	—	$160K	0.2%
Fidelity Freedom Index Inc Instl Prem	—	—	—	$74K	<0.1%
Columbia Overseas Value Instl 3	—	—	—	$45K	<0.1%
Dreyfus Government Cash Mgmt Instl	—	—	—	$45K	<0.1%
Tesla Inc Com Common Stock	—	—	—	$11K	<0.1%
Vanguard Target Retirement 2035 Fund	—	—	—	$10K	<0.1%
Money Funds Money Market Funds	—	—	—	$8K	<0.1%
Heartbeam Inc Com Common Stock	—	—	—	$5K	<0.1%
Pinterest Inc Common Stock	—	—	—	$4K	<0.1%
Indie Semiconductor Common Stock	—	—	—	$3K	<0.1%
Advanced Micro Common Stock	—	—	—	$3K	<0.1%
Globant S A Common Stock	—	—	—	$3K	<0.1%
Nvidia Corp Com Common Stock	—	—	—	$3K	<0.1%
BTC Digital Ltd Common Stock 5 Cenntro Inc Com Common Stock 1 Ekso Bionics Hldgs Common Stock ** 2 Enphase Energy Inc Common Stock	—	—	—	$2K	<0.1%
Visa Inc Con CL A Common Stock	—	—	—	$2K	<0.1%
ASML hldg N V N Y Common Stock	—	—	—	$1K	<0.1%
Adobe Sys Inc Com Common Stock	—	—	—	$1K	<0.1%