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Original filing (PDF)20251008104813NAL0002934051001
BOARD OF TRUSTEES I.U.O.E. LOCAL 4 ANNUITY FUND
Form 5500
FILING_RECEIVED
INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 4 ANNUITY
401(k) retirement plan
Signals · 3
33% in single holdingNo recordkeeper disclosed15 service providers
Active participants
6,058
Accounts w/ balance
6,298
Plan assets (EOY)
$724.6M
Net assets (EOY)
$724.5M
How this plan invests
This plan
22 pooled trusts
Schedule D
115 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: CAPITAL GROUP 2030 TARGET DATE RETIREMENT TRUST (US) (extraction pending)]" is 33% of plan.
- 9 bps in Schedule C fees — 52% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES I.U.O.E. LOCAL 4 ANNUITY FUND.
Plan sponsor
Name
BOARD OF TRUSTEES I.U.O.E. LOCAL 4 ANNUITY FUND
EIN
04-3002474
Address
16 TROTTER DRIVE · MEDWAY, MA · 020532299
Phone
(508) 533-1400
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SCHULTHEIS & PANETTIERI, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
15 rowsAccountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHULTHEIS & PANETTIERI, LLP | 13-1577780 | — | AUDITOR | $49K | — |
Other
14| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INV INSTL OPERATION CO. | 04-2647786 | — | NONE | $179K | — |
| VITECH SYSTEMS SUB, LLC | 13-3785492 | — | NONE | $113K | — |
| SEGAL MARCO ADVISORS | 13-2646110 | — | NONE | $59K | — |
| GREGORY A GEIMAN | 04-6040880 | — | EMPLOYEE | $50K | — |
| LAW OFFICE OF KATHRYN S. SHEA | 86-2611553 | — | NONE | $50K | — |
| CAP FINANCIALS PARTNERS | 26-0058143 | — | NONE | $46K | — |
| REBECCA ZACCARDI | 04-6040880 | — | EMPLOYEE | $29K | — |
| VSG HOSTING SUB, LLC | 20-4487588 | — | NONE | $21K | — |
| 617 MEDIA GROUP | 90-1252805 | — | NONE | $21K | — |
| O'DONOGHUE & O' DONOGHUE | 53-0120528 | — | NONE | $20K | — |
| CTS SERVICES INC. | 04-3068502 | — | NONE | $8K | — |
| CBIZ BENEFITS & INSURANCE SERVICES, | 31-1582098 | — | NONE | $8K | — |
| KROLL ASSOCIATES | 11-2286880 | — | NONE | $7K | — |
| SEGAL SELECT INSURANCE SERVICES INC | 46-0619194 | — | NONE | $0 | — |
Investments
98 direct securities · 22 pooled funds· $489.6M(68% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$372.7M
22 holdings
Uncategorized
$116.8M
98 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CAPITAL GROUP 2030 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 530 | Common Collective Trust | — | — | $121.4M | 16.7% | |
| CAPITAL GROUP 2040 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 540 | Common Collective Trust | — | — | $64.6M | 8.9% | |
| CAPITAL GROUP 2025 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 525 | Common Collective Trust | — | — | $46.7M | 6.4% | |
| CAPITAL GROUP 2050 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 550 | Common Collective Trust | — | — | $31.1M | 4.3% | |
| CAPITAL GROUP 2020 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 520 | Common Collective Trust | — | — | $24.9M | 3.4% | |
| CAPITAL GROUP 2035 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 535 | Common Collective Trust | — | — | $19.6M | 2.7% | |
| CAPITAL GROUP 2060 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 560 | Common Collective Trust | — | — | $19.2M | 2.6% | |
| CAPITAL GROUP 2055 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 555 | Common Collective Trust | — | — | $14.9M | 2.1% | |
| CAPITAL GROUP 2045 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 545 | Common Collective Trust | — | — | $13.5M | 1.9% | |
| CAPITAL GROUP 2015 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 515 | Common Collective Trust | — | — | $8.4M | 1.2% | |
| CAPITAL GROUP 2010 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 510 | Common Collective Trust | — | — | $5.8M | 0.8% | |
| CAPITAL GROUP U.S. INFLATION LINKED | — | — | — | $4.7M | 0.7% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $4.7M | 0.6% | |
| CAPITAL GROUP U.S. INTERMEDIATE-TER | — | — | — | $3.5M | 0.5% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $3.5M | 0.5% | |
| CAPITAL GROUP WORLD GROWTH AND INCO | — | — | — | $3.4M | 0.5% | |
| CAPITAL GROUP NEW PERSPECTIVE TRUST | — | — | — | $3.4M | 0.5% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $3.1M | 0.4% | |
| CAPITAL GROUP FUNDAMENTAL INVESTORS | — | — | — | $3.0M | 0.4% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $3.0M | 0.4% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $2.9M | 0.4% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $2.7M | 0.4% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $2.7M | 0.4% | |
| CAPITAL GROUP 2065 TD RET TR CAPITAL BANK AND TRUST CO · EIN 95-6597294 / PN 565 | Common Collective Trust | — | — | $2.7M | 0.4% | |
| CAPITAL GROUP GROWTH FUND OF AMERIC | — | — | — | $2.6M | 0.4% | |
| CAPITAL GROUP MULTI-SECTOR FIXED IN | — | — | — | $2.4M | 0.3% | |
| CAPITAL GROUP NEW WORLD TRUST (US) | — | — | — | $2.3M | 0.3% | |
| CAPITAL GROUP NEW PERSPECTIVE TRUST | — | — | — | $2.2M | 0.3% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $2.0M | 0.3% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $2.0M | 0.3% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $1.9M | 0.3% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $1.8M | 0.2% | |
| CAPITAL GROUP CORE PLUS TOTAL RETUR | — | — | — | $1.8M | 0.2% | |
| CAPITAL GROUP WORLD GROWTH AND INCO | — | — | — | $1.8M | 0.2% | |
| CAPITAL GROUP US HIGH-YIELD TRUST | — | — | — | $1.8M | 0.2% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $1.7M | 0.2% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $1.7M | 0.2% | |
| CAPITAL GROUP WORLD GROWTH AND INCO | — | — | — | $1.7M | 0.2% | |
| CAPITAL GROUP AMCAP TRUST (US) | — | — | — | $1.6M | 0.2% | |
| CAPITAL GROUP GROWTH FUND OF AMERIC | — | — | — | $1.5M | 0.2% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $1.5M | 0.2% | |
| CAPITAL GROUP NEW ECONOMY TRUST | — | — | — | $1.5M | 0.2% | |
| CAPITAL GROUP AMCAP TRUST (US) | — | — | — | $1.5M | 0.2% | |
| CAPITAL GROUP FUNDAMENTAL INVESTORS | — | — | — | $1.5M | 0.2% | |
| CAPITAL GROUP GROWTH FUND OF AMERIC | — | — | — | $1.4M | 0.2% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $1.4M | 0.2% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $1.3M | 0.2% | |
| CAPITAL GROUP FUNDAMENTAL INVESTORS | — | — | — | $1.3M | 0.2% | |
| CAPITAL GROUP U.S. INFLATION LINKED | — | — | — | $1.3M | 0.2% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $1.3M | 0.2% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $1.3M | 0.2% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $1.2M | 0.2% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $1.2M | 0.2% | |
| CAPITAL GROUP NEW PERSPECTIVE TRUST | — | — | — | $1.2M | 0.2% | |
| CAPITAL GROUP GLOBAL FIXED INCOME T | — | — | — | $1.2M | 0.2% | |
| CAPITAL GROUP GROWTH FUND OF AMERIC | — | — | — | $1.2M | 0.2% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $1.2M | 0.2% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $1.1M | 0.2% | |
| CAPITAL GROUP NEW ECONOMY TRUST | — | — | — | $1.1M | 0.1% | |
| CAPITAL GROUP U.S. INTERMEDIATE-TER | — | — | — | $1.1M | 0.1% | |
| CAPITAL GROUP U.S. CORE FIXED INCOM | — | — | — | $1.1M | 0.1% | |
| CAPITAL GROUP NEW WORLD TRUST (US) | — | — | — | $1.0M | 0.1% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $1.0M | 0.1% | |
| CAPITAL GROUP U.S. INFLATION LINKED | — | — | — | $936K | 0.1% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $887K | 0.1% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $810K | 0.1% | |
| CAPITAL GROUP U.S. INTERMEDIATE-TER | — | — | — | $772K | 0.1% | |
| CAPITAL GROUP EUROPACIFIC GROWTH TR | — | — | — | $770K | 0.1% | |
| CAPITAL GROUP NEW PERSPECTIVE TRUST | — | — | — | $752K | 0.1% | |
| CAPITAL GROUP MULTI-SECTOR FIXED IN | — | — | — | $743K | 0.1% | |
| CAPITAL GROUP U.S. MORTGAGE TRUST ( | — | — | — | $713K | <0.1% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $692K | <0.1% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $675K | <0.1% | |
| CAPITAL GROUP NEW ECONOMY TRUST | — | — | — | $661K | <0.1% | |
| CAPITAL GROUP INTERNATIONAL GROWTH | — | — | — | $564K | <0.1% | |
| CAPITAL GROUP WORLD GROWTH AND INCO | — | — | — | $561K | <0.1% | |
| CAPITAL GROUP CORE PLUS TOTAL RETUR | — | — | — | $494K | <0.1% | |
| CAPITAL GROUP GLOBAL FIXED INCOME T | — | — | — | $488K | <0.1% | |
| CAPITAL GROUP CORE PLUS TOTAL RETUR | — | — | — | $469K | <0.1% | |
| CAPITAL GROUP MULTI-SECTOR FIXED IN | — | — | — | $467K | <0.1% | |
| CAPITAL GROUP INTERNATIONAL GROWTH | — | — | — | $466K | <0.1% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $461K | <0.1% | |
| CAPITAL GROUP EUROPACIFIC GROWTH TR | — | — | — | $446K | <0.1% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $340K | <0.1% | |
| CAPITAL GROUP US HIGH-YIELD TRUST | — | — | — | $339K | <0.1% | |
| CAPITAL GROUP EUROPACIFIC GROWTH TR | — | — | — | $329K | <0.1% | |
| CAPITAL GROUP NEW PERSPECTIVE TRUST | — | — | — | $306K | <0.1% | |
| CAPITAL GROUP FUNDAMENTAL INVESTORS | — | — | — | $274K | <0.1% | |
| CAPITAL GROUP WASHINGTON MUTUAL INV | — | — | — | $246K | <0.1% | |
| CAPITAL GROUP NEW WORLD TRUST (US) | — | — | — | $245K | <0.1% | |
| CAPITAL GROUP WORLD GROWTH AND INCO | — | — | — | $244K | <0.1% | |
| CAPITAL GROUP GLOBAL FIXED INCOME T | — | — | — | $227K | <0.1% | |
| CAPITAL GROUP FUNDAMENTAL INVESTORS | — | — | — | $220K | <0.1% | |
| CAPITAL GROUP GROWTH FUND OF AMERIC | — | — | — | $214K | <0.1% | |
| CAPITAL GROUP INVESTMENT COMPANY OF | — | — | — | $214K | <0.1% | |
| CAPITAL GROUP AMERICAN BALANCED TRU | — | — | — | $185K | <0.1% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $160K | <0.1% | |
| CAPITAL GROUP AMERICAN MUTUAL TRUST | — | — | — | $155K | <0.1% | |
| CAPITAL GROUP NEW ECONOMY TRUST | — | — | — | $153K | <0.1% | |
| CAPITAL GROUP U.S. CORE FIXED INCOM | — | — | — | $76K | <0.1% | |
| CAPITAL GROUP EUROPACIFIC GROWTH TR | — | — | — | $61K | <0.1% | |
| CAPITAL GROUP NEW WORLD TRUST (US) | — | — | — | $27K | <0.1% | |
| CAPITAL GROUP NEW ECONOMY TRUST | — | — | — | $27K | <0.1% | |
| CAPITAL GROUP INTERNATIONAL GROWTH | — | — | — | $17K | <0.1% | |
| CAPITAL GROUP U.S. INFLATION LINKED | — | — | — | $16K | <0.1% | |
| CAPITAL GROUP MULTI-SECTOR FIXED IN | — | — | — | $16K | <0.1% | |
| CAPITAL GROUP GLOBAL FIXED INCOME T | — | — | — | $16K | <0.1% | |
| CAPITAL GROUP NEW PERSPECTIVE TRUST | — | — | — | $13K | <0.1% | |
| CAPITAL GROUP GROWTH FUND OF AMERIC | — | — | — | $13K | <0.1% | |
| CAPITAL GROUP U.S. GOVERNMENT TRUST | — | — | — | $6K | <0.1% | |
| AMERICAN CENTURY IN RETIREMENT CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2025 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2030 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2035 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2040 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2045 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2050 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2055 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2060 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY RET DATE 2065 CIT AMERICAN CENTURY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |