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Original filing (PDF)20250708112326NAL0002210307001
CUMMINGS PROPERTIES, LLC
Form 5500
FILING_RECEIVED
CUMMINGS PROPERTIES, LLC 401(K) PLAN
401(k) retirement plan
Active participants
551
Accounts w/ balance
629
Plan assets (EOY)
$94.5M
Net assets (EOY)
$94.5M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (6 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CUMMINGS PROPERTIES, LLC.
Plan sponsor
Name
CUMMINGS PROPERTIES, LLC
EIN
04-2916271
Address
200 WEST CUMMINGS PARK · WOBURN, MA · 01801
Phone
(781) 935-8000
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-08
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LITMANGERSON ASSOCIATES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $43K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LITMANGERSON ASSOCIATES, LLP | 04-2694095 | — | PLAN ADMINISTRATOR | $11K | — |
Investments
34 direct securities· $92.6M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Contrafund K6 | — | — | — | $10.5M | 11.1% | |
| Fidelity Freedom 2030 Fund K6 | — | — | — | $9.0M | 9.5% | |
| Fidelity Growth Discovery Fund K | — | — | — | $7.3M | 7.7% | |
| Fidelity Freedom 2040 Fund K6 | — | — | — | $6.8M | 7.2% | |
| Fidelity Freedom 2035 Fund K6 | — | — | — | $6.3M | 6.7% | |
| Fidelity Freedom 2025 Fund K6 | — | — | — | $5.5M | 5.8% | |
| Fidelity Total Market Index Fund | — | — | — | $3.8M | 4.0% | |
| Fidelity Low-Priced Stock Fund K6 | — | — | — | $3.7M | 4.0% | |
| Fidelity Mid-Cap Stock Fund K6 | — | — | — | $3.3M | 3.5% | |
| Victory Sycamore Established Value Fund R6 | — | — | — | $3.3M | 3.4% | |
| Fidelity Diversified International Fund K6 | — | — | — | $3.2M | 3.4% | |
| Fidelity Freedom 2050 Fund K6 | — | — | — | $3.1M | 3.3% | |
| Fidelity Freedom 2045 Fund K6 | — | — | — | $2.8M | 3.0% | |
| Fidelity Government Money Market Fund K6 | — | — | — | $2.6M | 2.8% | |
| American Funds American Mutual Fund R6 | — | — | — | $2.6M | 2.7% | |
| Fidelity Balanced Fund K6 | — | — | — | $2.5M | 2.7% | |
| Fidelity US Sustainability Index Fund | — | — | — | $2.2M | 2.4% | |
| Fidelity Freedom 2055 Fund K6 | — | — | — | $2.0M | 2.1% | |
| Vanguard Small-Cap Index Fund Admiral Shares | — | — | — | $1.9M | 2.1% | |
| Fidelity Freedom 2020 Fund K6 | — | — | — | $1.8M | 1.9% | |
| Fidelity Total Bond Fund K6 | — | — | — | $1.7M | 1.8% | |
| Fidelity Freedom 2065 Fund K6 | — | — | — | $1.4M | 1.5% | |
| Fidelity Freedom 2060 Fund K6 | — | — | — | $1.3M | 1.4% | |
| T. Rowe Price Dividend Growth Fund I | — | — | — | $928K | 1.0% | |
| Fidelity Freedom 2015 Fund K6 | — | — | — | $691K | 0.7% | |
| Fidelity US Bond Index Fund | — | — | — | $598K | 0.6% | |
| Invesco EQV Emerging Markets All Cap Fund R6 | — | — | — | $554K | 0.6% | |
| Fidelity Freedom 2010 Fund K6 | — | — | — | $407K | 0.4% | |
| Fidelity Extended Market Index Fund | — | — | — | $252K | 0.3% | |
| Fidelity Freedom Income Fund K6 | — | — | — | $221K | 0.2% | |
| Fidelity International Index Fund | — | — | — | $135K | 0.1% | |
| Participant loans | — | — | — | $71K | <0.1% | |
| Fidelity International Sustainability Index Fund | — | — | — | $49K | <0.1% | |
| Fidelity Freedom 2070 Fund K6 | — | — | — | $459 | <0.1% |
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