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Original filing (PDF)20251002051419NAL0000095875001
METROPOLITAN CABINET DISTRIBUTOR
Form 5500
FILING_RECEIVED
METROPOLITAN CABINET DISTRIBUTORS, INC. 401(K) PLAN
401(k) retirement plan
Active participants
166
Accounts w/ balance
110
Plan assets (EOY)
$10.1M
Net assets (EOY)
$10.1M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
80
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
- 66% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for METROPOLITAN CABINET DISTRIBUTOR.
Plan sponsor
Name
METROPOLITAN CABINET DISTRIBUTOR
EIN
04-2829967
Address
505 UNIVERSITY AVE · NORWOOD, MA · 02062
Phone
(781) 949-8905
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $18K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB INVESTMENT MGMT INC. | 94-3106735 | — | BROKER | $133 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE COLONY GROUP, LLC | 90-0751149 | — | INVESTMENT/FINANCIAL ADVI | $22K | — |
Investments
31 direct securities· $10.0M(99% of reported assets)
Registered Investment Companies
$8.9M
30 holdings
Uncategorized
$1.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $1.8M | 17.4% | |
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $1.4M | 13.4% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $1.3M | 13.0% | |
| BROKERAGE FUND OPTIONS SELF-DIRECTED BROKERAGE ACCT | — | — | — | $1.2M | 11.4% | |
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $1.0M | 10.1% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $1.0M | 10.1% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $472K | 4.7% | |
| VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $412K | 4.1% | |
| VAN TARGET RETIRE 2020 | Registered Investment Companies | — | — | $411K | 4.1% | |
| VAN TARGET RETIRE INC | Registered Investment Companies | — | — | $397K | 3.9% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $329K | 3.3% | |
| VANG TOT STK MKT IDX - ADMIRAL | Registered Investment Companies | — | — | $173K | 1.7% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $35K | 0.4% | |
| VANGUARD VALUE INDEX FUND ADMR | Registered Investment Companies | — | — | $34K | 0.3% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $24K | 0.2% | |
| VAN FTSE ALL WLD EX US IDX ADM | Registered Investment Companies | — | — | $19K | 0.2% | |
| FID SMALL CAP INDEX | Registered Investment Companies | — | — | $19K | 0.2% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $13K | 0.1% | |
| LOOMIS SAYLES INV GRADE BOND N | Registered Investment Companies | — | — | $12K | 0.1% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $11K | 0.1% | |
| PIONEER FUNDAMENTAL GROWTH K | Registered Investment Companies | — | — | $9K | <0.1% | |
| VAN TOTAL WLD STOCK IDX- ADMIR | Registered Investment Companies | — | — | $7K | <0.1% | |
| BLACKROCK HIGH YIELD K | Registered Investment Companies | — | — | $5K | <0.1% | |
| T ROWE PRICE OVERSEAS STOCK | Registered Investment Companies | — | — | $4K | <0.1% | |
| AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $3K | <0.1% | |
| VAN TARG RETIRE 2065 | Registered Investment Companies | — | — | $3K | <0.1% | |
| VANGUARD EMG MKTS STK IDX ADM | Registered Investment Companies | — | — | $3K | <0.1% | |
| VANGUARD BAL IDX - ADM | Registered Investment Companies | — | — | $3K | <0.1% | |
| UNDISC MGRS BEHAVIORAL VAL R6 | Registered Investment Companies | — | — | $2K | <0.1% | |
| VANGUARD UTIL IDX ADM | Registered Investment Companies | — | — | $2K | <0.1% | |
| VANGUARD SHORT TERM INV GR ADM | Registered Investment Companies | — | — | $2K | <0.1% |
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