Original filing (PDF)20250930145805NAL0012434913001

OPEN SKY COMMUNITY SERVICES, INC.

Name: OPEN SKY COMMUNITY SERVICES, INC. — OPEN SKY COMMUNITY SERVICES, INC. TAX-DEFERRED ANNUITY PLAN, Form 5500 (2024)
Creator: OPEN SKY COMMUNITY SERVICES, INC.

Form 5500

FILING_RECEIVED

OPEN SKY COMMUNITY SERVICES, INC. TAX-DEFERRED ANNUITY PLAN

403(b) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

1,379

Accounts w/ balance

986

Plan assets (EOY)

$34.4M

Net assets (EOY)

$34.4M

How this plan invests

This plan

47 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

39 bps in Schedule C fees — modestly above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPEN SKY COMMUNITY SERVICES, INC..

Plan sponsor

Name

OPEN SKY COMMUNITY SERVICES, INC.

EIN

04-2587863

Address

4 MANN ST. · WORCESTER, MA · 01602

Phone

(508) 266-6526

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-30

Pension benefit codes

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

2F · ERISA section 404(c)

Audit & trust (Schedule H)

Auditor

AAFCPAS, INC.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN NATIONAL CORPORATION	35-0472300	—	PLAN ADMINISTRATOR	$111K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
ANGELL PENSION GROUP, INC.	04-2530412	—	SERVICE PROVIDER	$25K	—

Investments

46 direct securities· $32.8M(95% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Party-In- Identity of Issue, Borrower, Maturity Date, Rate of Interest, Current Interest Lessor, or Similar Party Colleteral, Par, or Maturity Value Cost Value ** Lincoln Stable Value Account -LNGPA Guaranteed Investment Contract	—	—	—	$3.8M	11.1%
T Rowe Price Retirement 2040 Class I Mutual Fund	—	—	—	$3.4M	9.8%
T Rowe Price Retirement 2050 Class I Mutual Fund	—	—	—	$3.2M	9.4%
T Rowe Price Retirement 2030 Class I Mutual Fund	—	—	—	$2.8M	8.1%
American Funds Bonds of America Class I R6 Mutual Fund	—	—	—	$2.8M	8.1%
Fidelity 500 Index Mutual Fund	—	—	—	$2.8M	8.1%
Fidelity Advisor International Growth Class Z Mutual Fund	—	—	—	$2.5M	7.4%
T Rowe Price Value I Class Mutual Fund	—	—	—	$1.6M	4.8%
Vanguard Short Term Investment Grade Admiral Shares Mutual Fund	—	—	—	$1.5M	4.5%
T Rowe Price Retirement 2020 Class I Mutual Fund	—	—	—	$989K	2.9%
Fidelity Mid Cap Index Mutual Fund	—	—	—	$878K	2.6%
Baron Focused Growth R6 Shares Mutual Fund	—	—	—	$766K	2.2%
T Rowe Price Large Cap Growth Mutual Fund	—	—	—	$765K	2.2%
American Funds US Government Securities Class R6 Mutual Fund	—	—	—	$708K	2.1%
Janus Henderson Balanced Class I Mutual Fund	—	—	—	$654K	1.9%
T Rowe Price Retirement 2060 I Class Mutual Fund	—	—	—	$612K	1.8%
T Rowe Price Retirement 2010 Class I Mutual Fund	—	—	—	$491K	1.4%
T Rowe Price Global Technology I Class Mutual Fund	—	—	—	$330K	1.0%
Lincoln Fixed Fund Guaranteed Investment Contract	—	—	—	$320K	0.9%
Fidelity International Small Cap Mutual Fund	—	—	—	$289K	0.8%
Fidelity Small Cap Index Mutual Fund	—	—	—	$261K	0.8%
Fidelity Advisor Small Cap Value Class I Mutual Fund	—	—	—	$239K	0.7%
Driehaus Small Cap Growth Institutional Class Mutual Fund	—	—	—	$206K	0.6%
Lincoln VIP SSGA S&P 500 Index Mutual Fund	—	—	—	$160K	0.5%
PIMCO Income Institutional Class Mutual Fund	—	—	—	$148K	0.4%
Fidelity Growth Portfolio Mutual Fund	—	—	—	$104K	0.3%
Invesco Gold & Special Minerals Mutual Fund	—	—	—	$88K	0.3%
Allspring Special Mid Cap Value Mutual Fund	—	—	—	$72K	0.2%
Janus Henderson Global Research Mutual Fund	—	—	—	$36K	0.1%
American Funds Growth Fund Mutual Fund	—	—	—	$25K	<0.1%
Neuberger Berman AMT Sustainable Equity Portfolio Mutual Fund	—	—	—	$24K	<0.1%
T Rowe Price International Stock Mutual Fund	—	—	—	$22K	<0.1%
Lincoln VIP Social Awareness Mutual Fund	—	—	—	$21K	<0.1%
Lincoln VIP Dimensional US Core Equity Mutual Fund	—	—	—	$20K	<0.1%
American Century VP Balanced Mutual Fund	—	—	—	$17K	<0.1%
Lincoln VIP SSGA Small Cap Index Mutual Fund	—	—	—	$17K	<0.1%
Lincoln VIP Blended Large Cap Growth Managed Volume Mutual Fund	—	—	—	$16K	<0.1%
Lincoln VIP Baron Growth Opportunities Mutual Fund	—	—	—	$13K	<0.1%
Fidelity Asset Manager Mutual Fund	—	—	—	$12K	<0.1%
Lincoln VIP T Rowe Price 2040 Mutual Fund	—	—	—	$7K	<0.1%
Lincoln VIP JP Morgan Retirement Income Mutual Fund	—	—	—	$7K	<0.1%
AB VPS Large Cap Growth PORT Mutual Fund	—	—	—	$6K	<0.1%
Fidelity Contrafund Portfolio Mutual Fund	—	—	—	$5K	<0.1%
Lincoln VIP Delaware REIT Series Mutual Fund	—	—	—	$3K	<0.1%
American Funds Growth Income Mutual Fund	—	—	—	$2K	<0.1%
American Funds International Mutual Fund	—	—	—	$1K	<0.1%