Original filing (PDF)20250820073127NAL0002989185001

Dover Saddlery, Inc.

Name: Dover Saddlery, Inc. — Dover Saddlery, Inc. 401(k), Form 5500 (2024)
Creator: Dover Saddlery, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Dover Saddlery, Inc. 401(k) Profit Sharing Plan

401(k) retirement plan · Dover Saddlery, Inc.'s Dover Saddlery, Inc. 401(k) Profit Sharing Plan held $11.5M in plan assets for 603 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

603

Accounts w/ balance

111

Plan assets (EOY)

$11.5M

Net assets (EOY)

$11.5M

How this plan invests

This plan

29 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (1st percentile).
Bottom-decile employer contributions per participant (3rd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for DOVER SADDLERY, INC..

Plan sponsor

Name

DOVER SADDLERY, INC.

EIN

04-2566699all filings

Address

525 GREAT ROAD · LITTLETON, MA · 01460

Phone

(978) 982-8062

Industry

Retail Trade

Plan administrator

Name

FIDELITY WORKPLACE SERVICES LLC

EIN

04-3532603

City

COVINGTON, KY

Phone

(859) 386-4199

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-20

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY WORKPLACE SERVICES, LLC	04-3532603	—	PLAN ADMINISTRATOR	$7K	—

Investments

29 direct securities· $11.4M(99% of reported assets)

Mutual Funds

$8.8M

18 holdings

Common Collective Trusts

$1.7M

7 holdings

Other securities

$824K

3 holdings

U.S. Treasuries

$146K

1 holding

					% of plan
Fidelity Blue Chip Growth Fund "	Mutual Funds	—	—	$2.5M	21.8%
Fidelity Growth Strategies Fund "	Mutual Funds	—	—	$1.3M	10.9%
Fidelity Freedom 2030 Fund - Class K "	Mutual Funds	—	—	$1.1M	9.6%
Fidelity Disciplined Equity Fund "	Mutual Funds	—	—	$874K	7.6%
Fidelity 500 Index Fund "	Common Collective Trusts	—	—	$647K	5.6%
T. Rowe Price Blue Chip Growth Fund Advisor Class "	Other securities	—	—	$621K	5.4%
Fidelity Freedom 2025 Fund - Class K "	Mutual Funds	—	—	$549K	4.8%
Fidelity Government Money Market Fund "	Mutual Funds	—	—	$529K	4.6%
Fidelity Freedom 2035 Fund - Class K "	Mutual Funds	—	—	$441K	3.8%
Fidelity US Bond Index Fund "	Common Collective Trusts	—	—	$355K	3.1%
Fidelity Small Cap Value Fund "	Mutual Funds	—	—	$295K	2.6%
Fidelity Government Income Fund "	Mutual Funds	—	—	$271K	2.4%
Fidelity Low Priced Stock Fund "	Mutual Funds	—	—	$264K	2.3%
American Funds American Mutual Fund Class R4 "	Mutual Funds	—	—	$220K	1.9%
Fidelity Total Market Index Fund "	Common Collective Trusts	—	—	$217K	1.9%
Fidelity International Index Fund "	Common Collective Trusts	—	—	$187K	1.6%
Fidelity Freedom 2040 Fund - Class K "	Mutual Funds	—	—	$159K	1.4%
Fidelity Long-Term Treasury Bond Index Fund " ** 404 * Fidelity Short-Term Treasury Bond Index Fund "	U.S. Treasuries	—	—	$146K	1.3%
American Century Mid Cap Value Fund Investor Class "	Other securities	—	—	$132K	1.2%
Fidelity Emerging Markets Index Fund "	Common Collective Trusts	—	—	$126K	1.1%
Fidelity Extended Market Index Fund "	Common Collective Trusts	—	—	$102K	0.9%
Fidelity Freedom 2055 Fund - Class K "	Mutual Funds	—	—	$73K	0.6%
Cohen & Steers Realty Fund Mutual fund	Other securities	—	—	$71K	0.6%
Fidelity Freedom 2050 Fund - Class K "	Mutual Funds	—	—	$64K	0.6%
Fidelity Overseas Fund "	Mutual Funds	—	—	$62K	0.5%
Fidelity Real Estate Index Fund " ** 121 * Fidelity Small Cap Index Fund "	Common Collective Trusts	—	—	$62K	0.5%
Fidelity Freedom 2060 Fund - Class K "	Mutual Funds	—	—	$51K	0.4%
Fidelity Freedom 2045 Fund - Class K "	Mutual Funds	—	—	$41K	0.4%
Fidelity Balanced Fund "	Mutual Funds	—	—	$23K	0.2%