How big is Cape COD Lumber Co., Inc.'s plan?

Cape COD Lumber Co., Inc.'s plan reported $32.1M in assets and 97 participants for 2024.

Original filing (PDF)20250925124745NAL0003542931001

Cape COD Lumber Co., Inc.

Name: Cape COD Lumber Co., Inc. — Cape COD Lumber Co., Form 5500 (2024)
Creator: Cape COD Lumber Co., Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Cape COD Lumber Co., Inc. 401(k) Plan

401(k) retirement plan · Cape COD Lumber Co., Inc.'s Cape COD Lumber Co., Inc. 401(k) Plan held $32.1M in plan assets for 97 participants in 2024, with The Standard (StanCorp) as recordkeeper.

Signals · 2

Corrective distributions issuedHigh average account balance

Active participants

Accounts w/ balance

131

Plan assets (EOY)

$32.1M

Net assets (EOY)

$32.1M

Plan identifiers

Cape COD Lumber Co., Inc.'s EIN is 04-2272126.

EIN 04-2272126

Plan number 003

Plan year 2024

ACK ID 20250925124745NAL0003542931001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Cape COD Lumber Co., Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Cape COD Lumber Co., Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

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How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High average account balance (98th percentile).

Plan sponsor

Name

CAPE COD LUMBER CO., INC.

EIN

all filings

Address

225 GROVELAND STREET · ABINGTON, MA · 02351

Phone

(781) 261-7180

Industry

Wholesale Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-25

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
STANCORP FINANCIAL GROUP	93-1253576	—	NONE	$47K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN INVESTMENT PLANNING INC.	23-1702591	—	NONE	$45K	—
CHARLES SCHWAB TRUST BANK	42-1558009

Investments

34 direct securities· $32.1M(100% of reported assets)

Mutual Funds

$16.8M

23 holdings

Other securities

$10.5M

8 holdings

Common Collective Trusts

$4.4M

2 holdings

Bonds / Notes

$390K

1 holding

					% of plan
AB Large Cap Growth Mutual Fund	Other securities	—	—	$4.7M	14.6%
Vanguard 500 Index Admiral Mutual Fund	Common Collective Trusts	—	—	$4.4M	13.7%
American Funds 2040 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$2.1M	6.5%
Vanguard Equity-Income Adm Mutual Fund	Mutual Funds	—	—	$1.9M	5.8%
American Funds 2030 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$1.8M	5.6%
DFA US Small Cap I Mutual Fund	Mutual Funds	—	—	$1.6M	5.1%
The Standard Stable Asset Fund A Fully benefit-responsive	Other securities	—	—	$1.6M	5.0%
American Funds 2035 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$1.4M	4.3%
Northern Mid Cap Index Mutual Fund	Other securities	—	—	$1.4M	4.3%
American Funds 2025 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$1.3M	4.0%
American Funds Europacific R6 Mutual Fund	Mutual Funds	—	—	$1.1M	3.5%
American Funds 2045 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$1.0M	3.3%
Victory Sycamore Established Value R6 Mutual Fund	Other securities	—	—	$1.0M	3.2%
Touchstone International Equity Y Mutual Fund	Other securities	—	—	$708K	2.2%
Metropolitan West Total Return Bond I Mutual Fund	Other securities	—	—	$677K	2.1%
Fidelity Small Cap Growth Mutual Fund	Mutual Funds	—	—	$603K	1.9%
American Funds 2050 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$588K	1.8%
DFA Emerging Markets Core Equity I Mutual Fund	Mutual Funds	—	—	$544K	1.7%
American Funds 2010 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$512K	1.6%
American Funds New Perspective R6 Mutual Fund	Mutual Funds	—	—	$474K	1.5%
PIMCO Income I2 Mutual Fund	Mutual Funds	—	—	$452K	1.4%
investment contract * Notes receivable from participants interest rates between 3.25%	Bonds / Notes	—	—	$390K	1.2%
Janus Henderson Flexible Bond Fund Class I Mutual Fund	Mutual Funds	—	—	$340K	1.1%
American Funds 2060 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$320K	1.0%
Federated Hermes Institutional High Yield Bond Fund Institutional Mutual Fund	Other securities	—	—	$307K	1.0%
Shares American Funds 2055 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$209K	0.7%
DFA Inflation-Protected Securities Portfolio Institutional Class Mutual Fund	Mutual Funds	—	—	$155K	0.5%
American Funds American Balanced Fund Class R6 Mutual Fund	Mutual Funds	—	—	$135K	0.4%
American Funds 2020 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$101K	0.3%
Cohen & Steers Real Estate Securities I Mutual Fund	Other securities	—	—	$93K	0.3%
American Funds 2065 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$80K	0.2%
Janus Henderson Enterprise N Mutual Fund	Mutual Funds	—	—	$40K	0.1%
American Funds 2015 Target Date Retirement R6 Mutual Fund	Mutual Funds	—	—	$26K	<0.1%
Vanguard Small Cap Value Index Fund Mutual Fund	Common Collective Trusts	—	—	$9K	<0.1%