Back to filter
Original filing (PDF)20260128144647NAL0006862882001
THE BEMENT SCHOOL
Form 5500
FILING_RECEIVED
BEMENT SCHOOL DEFINED CONTRIBUTION 403(B) PLAN
403(b) retirement plan
Active participants
74
Accounts w/ balance
147
Plan assets (EOY)
$12.7M
Net assets (EOY)
$12.7M
How this plan invests
This plan
1 pooled trust
Schedule D
52 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE BEMENT SCHOOL.
Plan sponsor
Name
THE BEMENT SCHOOL
EIN
04-2234135
Address
PO BOX 8 · 94 OLD MAIN STREET · DEERFIELD, MA · 01342
Phone
(413) 774-7061
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-01-28
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WHITTLESEY FORWARD ADVISING
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | NEW YORK, NY | INVESTMENT ADVISORY | $9K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TWELVE POINTS WEALTH MGMT | 46-5061538 | CONCORD, MA | SERVICE PROVIDER | $26K | — |
Investments
50 direct securities · 1 pooled fund· $12.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$12.4M
50 holdings
Pooled Separate Account
$223K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF TIAA Traditional Non Benefit Responsive | — | — | — | $2.0M | 15.4% | |
| TIAA-CREF Nuveen LfCycle Ix 2040 R6 | — | — | — | $1.7M | 13.6% | |
| TIAA-CREF CREF Stock R1 | — | — | — | $1.5M | 11.6% | |
| TIAA-CREF Nuveen LfCycle Ix 2030 R6 | — | — | — | $961K | 7.6% | |
| TIAA-CREF Nuveen LfCycle Ix 2045 R6 | — | — | — | $900K | 7.1% | |
| TIAA-CREF CREF Growth R1 | — | — | — | $743K | 5.9% | |
| TIAA-CREF Nuveen LfCycle Ix 2025 R6 | — | — | — | $692K | 5.5% | |
| TIAA-CREF Nuveen LfCycle Ix 2050 R6 | — | — | — | $687K | 5.4% | |
| TIAA-CREF Nuveen LfCycle Ix 2035 R6 | — | — | — | $587K | 4.6% | |
| TIAA-CREF CREF Global Equities R1 | — | — | — | $420K | 3.3% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $247K | 1.9% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $223K | 1.8% | |
| TIAA-CREF TIAA Traditional Non Benefit Responsive 2 | — | — | — | $207K | 1.6% | |
| TIAA-CREF CREF Core Bond R1 | — | — | — | $203K | 1.6% | |
| TIAA-CREF CREF Social Choice R1 | — | — | — | $200K | 1.6% | |
| Vanguard 500 Idx Adm | — | — | — | $161K | 1.3% | |
| TIAA-CREF Nuveen LfCycle Ix 2020 R6 | — | — | — | $142K | 1.1% | |
| TIAA-CREF CREF Equity Index R1 | — | — | — | $138K | 1.1% | |
| Vanguard Equity Income Adm | — | — | — | $108K | 0.9% | |
| TIAA-CREF TIAA Access Nuv Intl Equity T4 | — | — | — | $105K | 0.8% | |
| TIAA-CREF Nuveen LfCycle Ix 2055 R6 | — | — | — | $102K | 0.8% | |
| Nuveen LfCycle Ix 2060 R6 | — | — | — | $81K | 0.6% | |
| Vanguard Devlopd Mkts Idx Adm | — | — | — | $63K | 0.5% | |
| Guggenheim Total Ret Bd Instl | — | — | — | $52K | 0.4% | |
| Vanguard Small-Cap Idx Adm | — | — | — | $51K | 0.4% | |
| TIAA-CREF CREF Inflation-Linked Bond R1 | — | — | — | $46K | 0.4% | |
| TIAA-CREF TIAA Access Nuv Sm Cp Bl Ix T4 | — | — | — | $44K | 0.3% | |
| Vanguard Ttl Bd Mkt Idx Adm | — | — | — | $37K | 0.3% | |
| MFS Intl Diversification Cl R6 | — | — | — | $35K | 0.3% | |
| Vanguard Mid-Cap Idx Adm | — | — | — | $32K | 0.3% | |
| TIAA-CREF TIAA Access Nuv RlEstSecSel T4 | — | — | — | $28K | 0.2% | |
| TIAA-CREF TIAA Access Nuv Lrg Cap Val T4 | — | — | — | $28K | 0.2% | |
| DFA Emerging Mark CorEq2Prt I | — | — | — | $27K | 0.2% | |
| TIAA-CREF TIAA Access Nuv Qnt MdCpGrw T4 | — | — | — | $23K | 0.2% | |
| TIAA-CREF CREF Money Market R1 | — | — | — | $19K | 0.1% | |
| TIAA-CREF TIAA Traditional Benefit Responsive | — | — | — | $16K | 0.1% | |
| TIAA-CREF TIAA Access Nuv LgCp Res Eq T4 | — | — | — | $16K | 0.1% | |
| DWS ESG Core Equity Class S | — | — | — | $12K | <0.1% | |
| TIAA-CREF TIAA Access Nuv Qt Sm Cp Eq T4 | — | — | — | $12K | <0.1% | |
| Vanguard Treasury MoneyMkt Inv | — | — | — | $10K | <0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2045 T4 | — | — | — | $5K | <0.1% | |
| TIAA-CREF TIAA Access Nuv Lrg Cap Gr T4 | — | — | — | $4K | <0.1% | |
| TIAA-CREF TIAA Access Nuv Core Pl Bd T4 | — | — | — | $4K | <0.1% | |
| TIAA-CREF Nuveen LfCyc Ix Ret Inc R6 | — | — | — | $4K | <0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2025 T4 | — | — | — | $4K | <0.1% | |
| AME Capital AME Capital World Bd Fd Cl R6 | — | — | — | $2K | <0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2015 T4 | — | — | — | $2K | <0.1% | |
| Thornburg Strategic Income R6 | — | — | — | $2K | <0.1% | |
| Nuveen Core Impact Bond R6 | — | — | — | $1K | <0.1% | |
| TIAA-CREF TIAA Access Nuv Core Equity T4 | — | — | — | $1K | <0.1% | |
| JPMorgan Strategic Inc Opps R5 | — | — | — | $1K | <0.1% |
Related plans
Other plans using TWELVE POINTS WEALTH MGMT
THE WINSOR SCHOOL
WINSOR SCHOOL 403B PLAN
$66.4M · 136 participants
UPHAMS CORNER HEALTH COMMITTEE, INC.
UPHAMS CORNER HEALTH COMMITTEE, INC. 403(B) RETIREMENT PLAN
$27.3M · 502 participants
NEW ENGLAND HISTORIC GENEALOGICAL SOCIETY
NEW ENGLAND HISTORIC GENEALOGICAL SOCIETY DEFINED CONTRIBUTION PLAN
$16.7M · 98 participants
COSTAS PROVISIONS CORPORATION
COSTAS PROVISIONS 401(K) & PROFIT SHARING PLAN
$0
Similar-size Educational Services plans
MANZANO DAY SCHOOL
MANZANO DAY SCHOOL DEFINED CONTRIBUTION PLAN
$12.7M · 149 participants
CPM EDUCATIONAL PROGRAM
CPM EDUCATIONAL PROGRAM 401(K) PLAN
$12.6M · 91 participants
THE COLORADO COLLEGE
EMERITI RETIREE HEALTH PLAN FOR THE COLORADO COLLEGE
$12.6M · 531 participants
DEPAUW UNIVERSITY
DEPAUW UNIVERSITY RETIREE WELFARE BENEFIT PLAN
$12.6M · 9 participants
AMERICAN SCHOOL OF WARSAW
AMERICAN SCHOOL OF WARSAW 401(K) PLAN FOR US CITIZEN EMPLOYEES
$12.7M · 77 participants
BETHEL UNIVERSITY
BETHEL UNIVERSITY 403(B) DC PLAN
$12.6M
Large plans in Massachusetts
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY GROWTH COMPANY COMMINGLED POOL
$91.5B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX NON-LENDING SERIES FUND CLASS A
$91.0B
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY CONTRAFUND COMMINGLED POOL
$59.7B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS I
$53.6B
GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC
SPARTAN GROUP TRUST FOR EMPLOYEE BENEFIT PLANS SPARTAN 500 INDEX POOL
$47.6B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS II
$46.7B