Original filing (PDF)20250729111523NAL0001268051001

BOARD OF TRUSTEES OF MASSACHUSETTS LABORERS HEALTH AND WELFARE FUND

Name: BOARD OF TRUSTEES OF MASSACHUSETTS LABORERS HEALTH AND WELFARE FUND — MASSACHUSETTS LABORERS' HEALTH AND WELFARE FUND, Form 5500 (2024)
Creator: BOARD OF TRUSTEES OF MASSACHUSETTS LABORERS HEALTH AND WELFARE FUND

Form 5500

FILING_RECEIVED

MASSACHUSETTS LABORERS' HEALTH AND WELFARE FUND

Health & welfare plan

Signals · 5

33% in single holding37% employer stock~177 bps in Sched C feesNo recordkeeper disclosed72 service providers

Active participants

11,214

Accounts w/ balance

—

Plan assets (EOY)

$632.1M

Net assets (EOY)

$601.4M

How this plan invests

This plan

12 pooled trusts

Schedule D

258 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Holds assets with an undetermined value.
Total administrative cost in the bottom quartile of peers (2nd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for BOARD OF TRUSTEES OF MASSACHUSETTS LABORERS HEALTH AND WELFARE FUND.

Plan sponsor

Name

BOARD OF TRUSTEES OF MASSACHUSETTS LABORERS HEALTH AND WELFARE FUND

EIN

04-2214296

Address

1400 DISTRICT AVENUE · SUITE 200 · BURLINGTON, MA · 018035236

Phone

(781) 272-1000

Industry

Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

501

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-29

Welfare benefit codes

4A · Health (other than dental or vision)

4B · Life Insurance

4D · Dental

4E · Vision

4F · Temporary Disability (accident and sickness)

4L · Death Benefits (other than life insurance)

4U · Dependent Care

Audit & trust (Schedule H)

Service providers (Schedule C)

72 rows

Investments

258 direct securities · 12 pooled funds· $515.6M(82% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$334.3M

8 holdings

103-12 Investment Entity

$76.4M

3 holdings

Other securities

$53.5M

90 holdings

Common Stock

$32.2M

167 holdings

Pooled Separate Account

$19.1M

1 holding

OTHER

$150K

1 holding

					% of plan
SS U.S. TIPS INDX NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 02-6138231 / PN 001	Common Collective Trust	—	—	$106.2M	16.8%
SS U.S. AGGREGATE BOND IDX NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-6928341 / PN 001	Common Collective Trust	—	—	$77.1M	12.2%
SS U.S. ST GOV/CRDT BD IDX NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 27-6934633 / PN 001	Common Collective Trust	—	—	$75.0M	11.9%
RHUMBLINE QSI INDEX LLC RHUMBLINE ADVISORS CORP · EIN 26-0137355 / PN 001	103-12 Investment Entity	—	—	$35.5M	5.6%
SS RUSSELL 1000 INDX NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-6809841 / PN 001	Common Collective Trust	—	—	$35.4M	5.6%
ULLICO INFRASTRUCTURE TAX-EXEMPT FD ULLICO INVESTMENT ADVISORS INC. · EIN 90-0622302 / PN 001	103-12 Investment Entity	—	—	$28.6M	4.5%
1 INVESTMENT IN MASTER FUND	Other securities	—	—	$28.5M	4.5%
THE UNION LABOR LIFE INS CO SEP ACT THE UNION LABOR LIFE INSURANCE COMPANY · EIN 13-1423090 / PN 209	Pooled Separate Account	—	—	$19.1M	3.0%
SS INTERMED US CREDIT IDX NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-3508899 / PN 001	Common Collective Trust	—	—	$12.7M	2.0%
SENIOR FLOATING RATE FUND LLC LOOMIS SAYLES AND COMPANY, L.P. · EIN 82-0542784 / PN 001	103-12 Investment Entity	—	—	$12.4M	2.0%
SS RUSSELL 2000 INDX NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-6809842 / PN 001	Common Collective Trust	—	—	$10.2M	1.6%
SS MSCI ACWI EX USA NL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 80-6103053 / PN 001	Common Collective Trust	—	—	$9.4M	1.5%
SS MSCI ACWI EX USA SL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6039647 / PN 001	Common Collective Trust	—	—	$8.3M	1.3%
MSCI EAFE INDX NL CTF ECTF	Other securities	—	—	$4.0M	0.6%
APPLE INC	Common Stock	10,344.099	$209K	$2.6M	0.4%
MICROSOFT CORP	Common Stock	5,222.212	$1.5M	$2.2M	0.3%
MSCI EMG MKTS INDX NL CTF EMFUNL	Other securities	—	—	$1.9M	0.3%
ALPHABET INC CL A	Common Stock	8,589.002	$1.1M	$1.6M	0.3%
MSCI ACWI INDEX NL CTF ZVRJ	Other securities	—	—	$1.5M	0.2%
MSCI ACWI IMI NL INDEX CTF ZVQL	Other securities	—	—	$1.4M	0.2%
Technology	Other securities	—	—	$1.4M	0.2%
META PLATFORMS INC CLASS A	Common Stock	1,791.02	$854K	$1.0M	0.2%
BROADCOM INC	Common Stock	4,362.227	$400K	$1.0M	0.2%
Retailers	Other securities	—	—	$890K	0.1%
Consumer Cyclical Services	Other securities	—	—	$744K	0.1%
HOME DEPOT INC	Common Stock	1,903.559	$226K	$740K	0.1%
MCDONALD S CORP	Common Stock	2,498.169	$402K	$724K	0.1%
Media Entertainment	Other securities	—	—	$607K	<0.1%
Healthcare	Other securities	—	—	$601K	<0.1%
Building Materials	Other securities	—	—	$597K	<0.1%
VISA INC CLASS A SHARES	Common Stock	1,889.573	$241K	$597K	<0.1%
Property & Casualty Insurance	Other securities	—	—	$596K	<0.1%
Brokerage	Other securities	—	—	$569K	<0.1%
JPMORGAN CHASE + CO	Common Stock	2,217.759	$472K	$532K	<0.1%
LOWE S COS INC	Common Stock	2,118.411	$521K	$523K	<0.1%
MSCI CAD INDX NL CTF CADCTF	Other securities	—	—	$522K	<0.1%
Diversified Manufacturing	Other securities	—	—	$498K	<0.1%
DR HORTON INC	Common Stock	3,341.493	$351K	$467K	<0.1%
ACCENTURE PLC CL A	Common Stock	1,307.504	$130K	$460K	<0.1%
Industrial: Other	Other securities	—	—	$458K	<0.1%
MASTERCARD INC A	Common Stock	828.868	$373K	$436K	<0.1%
CISCO SYSTEMS INC	Common Stock	7,164.368	$366K	$424K	<0.1%
Consumer Products	Other securities	—	—	$409K	<0.1%
Treasuries	Other securities	—	—	$399K	<0.1%
COSTCO WHOLESALE CORP	Common Stock	432.088	$42K	$396K	<0.1%
CME GROUP INC	Common Stock	1,657.411	$144K	$385K	<0.1%
UNITEDHEALTH GROUP INC	Common Stock	747.083	$45K	$378K	<0.1%
AMDOCS LTD	Common Stock	4,314.306	$299K	$367K	<0.1%
Aerospace & Defense	Common Stock	—	—	$358K	<0.1%
ABBOTT LABORATORIES	Other securities	3,158.553	$362K	$357K	<0.1%

1–50 of 270

1 / 6

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

JPMorgan$532K BlackRock / iShares$291K Morgan Stanley$280K T. Rowe Price$80K American Funds (Capital Group)$71K Franklin Templeton$57K State Street / SPDR$0

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Name	EIN	Location	Relation	Direct comp	Indirect comp
STATE STREET GLOBAL ADVISORS	81-4017137	—	NONE	$83K	—
RHUMBLINE ADVISORS LP	04-3118582	—	NONE	$5K	—

Name	EIN	Location	Relation	Direct comp	Indirect comp
CIGNA	59-1031071	—	NONE	$3.4M	—
EXPRESS SCRIPTS, INC	43-1420563	—	NONE	$2.1M	—
DELTA DENTAL OF MA	04-6143185	—	NONE	$682K	—
HMC HEALTHWORKS INC.	—	IRVINE, CA	NONE	$421K	—
THE SEGAL CO (EASTERN STATES), INC	13-1835864	—	NONE	$414K	—
CMIT SOLUTIONS	27-0903009	—	NONE	$201K	—
EMPLOYEE A	04-2214296	—	NONE	$177K	—
SEGAL ROITMAN, LLP	04-2489114	—	NONE	$163K	—