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Original filing (PDF)20260113125850NAL0005863651001
CLINICAL & SUPPORT OPTIONS, INC.
Form 5500
FILING_RECEIVED
CLINICAL AND SUPPORT OPTIONS, INC. 403(B) PLAN
403(b) retirement plan
Active participants
771
Accounts w/ balance
351
Plan assets (EOY)
$14.7M
Net assets (EOY)
$14.7M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 46% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLINICAL & SUPPORT OPTIONS, INC..
Plan sponsor
Name
CLINICAL & SUPPORT OPTIONS, INC.
EIN
04-2206041
Address
8 ATWOOD DR · NORTHAMPTON, MA · 01060
Phone
(413) 773-1314
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-01-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WHITTLESEY, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $27K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSION CONSULTANTS, INC. | 06-1504963 | — | THIRD PARTY ADMIN | $3K | — |
Investments
25 direct securities· $14.7M(100% of reported assets)
Uncategorized
$14.2M
24 holdings
Guaranteed Income / GIC
$525K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MassMutual Select Trp Retirement 2035 I | — | — | — | $2.9M | 19.7% | |
| MassMutual Select Trp Retirement 2040 I | — | — | — | $2.3M | 15.4% | |
| MassMutual Select Trp Retirement 2030 I | — | — | — | $1.9M | 12.9% | |
| MassMutual Select Trp Retirement 2045 I | — | — | — | $1.8M | 12.1% | |
| MassMutual Select Trp Retirement 2025 I | — | — | — | $1.4M | 9.7% | |
| MassMutual Select Trp Retirement 2055 I | — | — | — | $828K | 5.6% | |
| * Empower General Account - Fixed Annuities | Guaranteed Income / GIC | — | — | $525K | 3.6% | |
| MassMutual Select Trp Retirement 2060 I | — | — | — | $493K | 3.3% | |
| MassMutual Select Trp Retirement 2050 I | — | — | — | $420K | 2.8% | |
| MassMutual Select Trp Retirement 2020 I | — | — | — | $328K | 2.2% | |
| MassMutual Select Trp Retirement 2015 I | — | — | — | $304K | 2.1% | |
| John Hancock JHancock Bond R6 | — | — | — | $302K | 2.1% | |
| Vanguard Large Cap Index Adm | — | — | — | $239K | 1.6% | |
| Ishares Msci Eafe International Index K | — | — | — | $207K | 1.4% | |
| Vanguard Equity-Income Adm | — | — | — | $197K | 1.3% | |
| Notes receivable from participants (interest rates 4.25% - 9.50%) $ - | — | — | — | $172K | 1.2% | |
| Lord Abbett AB Large Cap Growth Z | — | — | — | $132K | 0.9% | |
| MFS Mid Cap Growth R6 | — | — | — | $81K | 0.6% | |
| MassMutual Select Trp Retirement 2010 I | — | — | — | $60K | 0.4% | |
| American Funds American Funds New World R6 | — | — | — | $55K | 0.4% | |
| Fidelity Small Cap Index | — | — | — | $34K | 0.2% | |
| Fidelity Mid Cap Index | — | — | — | $33K | 0.2% | |
| MFS Global Real Estate R6 | — | — | — | $26K | 0.2% | |
| Allspring Special Mid Cap Value Inst | — | — | — | $5K | <0.1% | |
| MassMutual High Yield I | — | — | — | $4K | <0.1% |