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Original filing (PDF)20251014131813NAL0001446115001

WORCESTER POLYTECHNIC INSTITUTE

Form 5500
FILING_RECEIVED
WORCESTER POLYTECHNIC INSTITUTE DEFINED CONTRIBUTION PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,512
Accounts w/ balance
2,905
Plan assets (EOY)
$687.1M
Net assets (EOY)
$687.1M
How this plan invests
This plan
1 pooled trust
Schedule D
69 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
  • No recordkeeper disclosed on Schedule C.
Helping the score
  • Below-peer total fees (3 bps vs 6 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WORCESTER POLYTECHNIC INSTITUTE.
Plan sponsor
Name
WORCESTER POLYTECHNIC INSTITUTE
EIN
04-2121659
Address
100 INSTITUTE ROAD, · TALENT AND INCLUSION, BOYNTON HALL · WORCESTER, MA · 016092280
Phone
(508) 831-5276
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDMP ASSURANCE, LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

5 rows
Other
5
NameEINLocationRelationDirect compIndirect comp
TIAA13-1624203NONE$105K
FIDUCIENT ADVISORS, LLC36-4001764NONE$61K
STRATEGIC ADVISORS, INC.04-2654524NONE$17K
BERRY DUNN MCNEIL & PARKER LLC01-0523282NONE$16K
FIDELITY INV INST OPS CO., LLC04-2647786NONE$0

Investments

68 direct securities · 1 pooled fund· $687.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$669.0M
68 holdings
Pooled Separate Account
$18.2M
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
TIAA-CREF TIAA Traditional Annuity$133.1M19.4%
TIAA-CREF Stock R2$104.3M15.2%
Vanguard Institutional Index Fund Institutional$39.2M5.7%
TIAA-CREF Growth R2$33.1M4.8%
TIAA REAL ESTATE
TIAA-CREF · EIN 13-1624203 / PN 004
Pooled Separate Account
$18.2M2.6%
Fidelity 500 Index$16.1M2.3%
TIAA-CREF Lifecycle 2040$15.2M2.2%
TIAA-CREF Stock R4$14.8M2.1%
TIAA-CREF Global Equities R2$14.4M2.1%
TIAA-CREF Equity Index R2$13.8M2.0%
Vanguard Extended Market Index Fund Institutional$13.6M2.0%
TIAA-CREF Lifecycle 2035$12.9M1.9%
TIAA-CREF Lifecycle 2025$11.4M1.7%
Vanguard Total International Stock Index Adm$11.2M1.6%
Fidelity Freedom 2040 K$11.0M1.6%
American Century Mid Cap Value R6$10.9M1.6%
TIAA-CREF Lifecycle 2030$10.7M1.6%
TIAA-CREF Lifecycle 2045$10.5M1.5%
Fidelity BrokerageLink$10.3M1.5%
TIAA-CREF Social Choice R2$10.0M1.4%
TIAA-CREF Lifecycle 2050$9.7M1.4%
Fidelity Freedom 2045 K$9.7M1.4%
Fidelity Freedom 2030 K$9.3M1.3%
Fidelity Freedom 2035 K$9.1M1.3%
Fidelity Freedom 2025 K$8.3M1.2%
American Funds Europacific Growth R6$7.7M1.1%
Dodge & Cox Stock Fund I$7.3M1.1%
Fidelity Contrafund K6$7.0M1.0%
Fidelity Freedom 2050 K$6.7M1.0%
Western Asset Core Plus Bond Fund Class I$6.1M0.9%
Vanguard Total Bond Market Index Fund Institutional$5.6M0.8%
BlackRock High Yield Bond Institutional$5.2M0.8%
Vanguard Treasury Money Market Fund$5.0M0.7%
TIAA-CREF Social R4$4.9M0.7%
T.Rowe Blue Chip Growth$4.8M0.7%
Fidelity Freedom 2055 K$4.8M0.7%
TIAA-CREF Lifecycle 2055$4.6M0.7%
TIAA-CREF Money Market R2$4.3M0.6%
TIAA-CREF Lifecycle 2020$4.2M0.6%
Invesco Developing Markets Fund Class A$4.0M0.6%
TIAA-CREF Inflation-Linked Bond R2$3.9M0.6%
Fidelity Freedom 2020 K$3.4M0.5%
TIAA-CREF Core Bond R2$3.2M0.5%
Cohen & Steers Real Estate$3.1M0.5%
Fidelity Extended Market Index Fund$2.8M0.4%
MFS MidCap Growth R3$2.8M0.4%
TIAA-CREF Lifecycle 2015$2.7M0.4%
Vanguard Inflation-Protected Securities Fund Admiral$2.5M0.4%
Fidelity Total International Index$2.2M0.3%
Fidelity US Bond Index$1.9M0.3%
TIAA-CREF Lifecycle 2010$1.9M0.3%
Dodge & Cox Stock I$1.9M0.3%
participants 9.50%; maturities through 2038 -0-$1.8M0.3%
Fidelity Freedom 2015 K$1.8M0.3%
Fidelity Freedom 2060 K$1.3M0.2%
Vanguard FTSE SOC IDX ADM$1.0M0.2%
TIAA-CREF Lifecycle 2060$1.0M0.2%
Allspring Special Small Cap Class A$905K0.1%
Allspring Special International Small Cap In$831K0.1%
TIAA-CREF Lifecycle 2065$814K0.1%
Fidelity Inflation-Protected Bond Index Fund$594K<0.1%
AB Small Cap Growth K$524K<0.1%
Fidelity Freedom 2065 K$393K<0.1%
Fidelity Freedom 2010 K$326K<0.1%
Allspring Special International Small Cap IS$262K<0.1%
Fidelity Freedom 2070 K ** 806 * Fidelity Freedom Income Fund$98K<0.1%
Columbia Emerging Markets Bond Fund$89K<0.1%
TIAA-CREF Lifecycle Retirement Income$53K<0.1%
Columbia Emerging Markets Bond I$47K<0.1%