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Original filing (PDF)20251010081224NAL0012627744001
CARLETON-WILLARD HOMES, INC.
Form 5500
FILING_RECEIVED
CARLETON-WILLARD HOMES, INC. RETIREMENT PLAN
401(k) retirement plan
Active participants
425
Accounts w/ balance
291
Plan assets (EOY)
$19.7M
Net assets (EOY)
$19.7M
How this plan invests
This plan
1 pooled trust
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
80
Knocking points off
- 68% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARLETON-WILLARD HOMES, INC..
Plan sponsor
Name
CARLETON-WILLARD HOMES, INC.
EIN
04-2105844
Address
100 OLD BILLERICA ROAD · BEDFORD, MA · 01730
Phone
(781) 275-8700
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RSM US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$109 | — |
Investments
18 direct securities · 1 pooled fund· $19.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.6M
18 holdings
Common Collective Trust
$4.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RT METLIFE STABLE VL RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $4.1M | 20.9% | |
| Fidelity 500 Index Fund Registered Investment Company (Omitted for | — | — | — | $3.8M | 19.2% | |
| Fidelity Freedom Index 2030 Fund - Class W Registered Investment Company Funds) | — | — | — | $2.5M | 12.7% | |
| Fidelity Freedom Index 2025 Fund - Class W Registered Investment Company Participant - | — | — | — | $2.3M | 11.8% | |
| Fidelity Freedom Index 2035 Fund - Class W Registered Investment Company | — | — | — | $1.9M | 9.6% | |
| Fidelity Freedom Index 2040 Fund - Class W Registered Investment Company | — | — | — | $871K | 4.4% | |
| Fidelity Extended Market Index Fund Registered Investment Company | — | — | — | $761K | 3.9% | |
| Fidelity Freedom Index 2045 Fund - Class W Registered Investment Company | — | — | — | $668K | 3.4% | |
| Fidelity International Index Fund Registered Investment Company | — | — | — | $612K | 3.1% | |
| Fidelity Freedom Index 2050 Fund - Class W Registered Investment Company | — | — | — | $460K | 2.3% | |
| Participant loans 4.25% – 9.5%; maturing through 2028 - | — | — | — | $354K | 1.8% | |
| Fidelity U.S. Bond Index Fund Registered Investment Company | — | — | — | $352K | 1.8% | |
| Fidelity Freedom Index 2060 Fund - Class W Registered Investment Company | — | — | — | $273K | 1.4% | |
| Fidelity Freedom Index 2065 Fund - Class W Registered Investment Company | — | — | — | $259K | 1.3% | |
| Fidelity Freedom Index 2055 Fund - Class W Registered Investment Company | — | — | — | $233K | 1.2% | |
| Fidelity Intermediate Treasury Bond Index Fund Registered Investment Company | — | — | — | $149K | 0.8% | |
| Fidelity Freedom Index 2020 Fund - Class W Registered Investment Company Directed | — | — | — | $56K | 0.3% | |
| Fidelity Freedom Index 2015 Fund - Class W Registered Investment Company | — | — | — | $43K | 0.2% | |
| Fidelity Freedom Index 2005 Fund - Class W Registered Investment Company - * Fidelity Freedom Index Income Fund Registered Investment Company | — | — | — | $13K | <0.1% |
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