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Original filing (PDF)20251009114130NAL0003871203001
OLD STURBRIDGE INC.
Form 5500
FILING_RECEIVED
OLD STURBRIDGE VILLAGE 403B DC PLAN
403(b) retirement plan
Signals · 2
26% in single holdingNo recordkeeper disclosed
Active participants
281
Accounts w/ balance
175
Plan assets (EOY)
$15.3M
Net assets (EOY)
$15.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
55 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- Top holding "Party-In- Identity of Issue, Borrower, Maturity Date, Rate of Interest, Current Interest Lessor, or Similar Party Collateral, Par, or Maturity Value Cost Value * TIAA Traditional Non Benefit Responsive TIAA Traditional Annuity Contract - Non-Benefit Responsive" is 26% of plan.
- No recordkeeper disclosed on Schedule C.
- 62% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (0 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OLD STURBRIDGE INC..
Plan sponsor
Name
OLD STURBRIDGE INC.
EIN
04-2104809
Address
1 OLD STURBRIDGE VILLAGE RD · STURBRIDGE, MA · 01566
Phone
(508) 347-0251
Industry
Arts, Entertainment, Recreationsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
AAFCPAS, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $298 | — |
Investments
54 direct securities · 2 pooled funds· $19.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.1M
54 holdings
Pooled Separate Account
$4.1M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Party-In- Identity of Issue, Borrower, Maturity Date, Rate of Interest, Current Interest Lessor, or Similar Party Collateral, Par, or Maturity Value Cost Value * TIAA Traditional Non Benefit Responsive TIAA Traditional Annuity Contract - Non-Benefit Responsive | — | — | — | $4.0M | 26.0% | |
| AUL AMERICAN UNIT TRUST AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $3.8M | 24.9% | |
| CREF Stock R1 X2 Variable Annuity | — | — | — | $2.7M | 17.3% | |
| CREF Growth R1 X7 Variable Annuity | — | — | — | $682K | 4.5% | |
| Vanguard 500 Index Adm Separate Account | — | — | — | $619K | 4.0% | |
| CREF Global Equities R1 X6 Variable Annuity | — | — | — | $540K | 3.5% | |
| CREF Money Market R1 X3 Variable Annuity | — | — | — | $517K | 3.4% | |
| CREF Equity Index R1 X8 Variable Annuity | — | — | — | $514K | 3.4% | |
| CREF Bond Market R1 X5 Variable Annuity | — | — | — | $493K | 3.2% | |
| JP Morgan Large Cap Growth R6 Separate Account | — | — | — | $463K | 3.0% | |
| AUL Stable Value Account Guaranteed Investment Contract | — | — | — | $405K | 2.6% | |
| CREF Social Choice R1 X3 Variable Annuity | — | — | — | $367K | 2.4% | |
| Fidelity Advisor Int Cap App Z Separate Account | — | — | — | $356K | 2.3% | |
| MFS Val R6 Separate Account | — | — | — | $332K | 2.2% | |
| TIAA Social Choice EQ T4 8D Separate Account | — | — | — | $314K | 2.0% | |
| Vanguard Total Bond Mkt Idx Adm Separate Account | — | — | — | $297K | 1.9% | |
| J. Hancock Bond R6 Separate Account | — | — | — | $262K | 1.7% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $236K | 1.5% | |
| TIAA Traditional Benefit Responsive TIAA Traditional Annuity Contract - Benefit Responsive | — | — | — | $201K | 1.3% | |
| CREF Inflation-Linked Bond R1 X9 Variable Annuity | — | — | — | $185K | 1.2% | |
| Vanguard Small Cap Index Adm Separate Account | — | — | — | $185K | 1.2% | |
| American Funds American Balanced R6 Separate Account | — | — | — | $169K | 1.1% | |
| American Century Mid Cap Val R6 Separate Account | — | — | — | $161K | 1.1% | |
| MFS Intl Diversification R6 Separate Account | — | — | — | $146K | 1.0% | |
| American Funds 2045 Target Date Ret R6 Separate Account | — | — | — | $109K | 0.7% | |
| MFS Mid Cap Growth R6 Separate Account | — | — | — | $104K | 0.7% | |
| American Funds 2020 Target Date Ret R6 Separate Account | — | — | — | $75K | 0.5% | |
| TIAA Large Cap Val T4 8C Separate Account | — | — | — | $74K | 0.5% | |
| TIAA International Equity T4 8A Separate Account | — | — | — | $68K | 0.4% | |
| TIAA-CREF Social Choice EQ I Separate Account | — | — | — | $65K | 0.4% | |
| TIAA Small Cap Equity T4 8G Separate Account | — | — | — | $62K | 0.4% | |
| American Funds 2050 Target Date Ret R6 Separate Account | — | — | — | $59K | 0.4% | |
| American Funds 2040 Target Date Ret R6 Separate Account | — | — | — | $55K | 0.4% | |
| American Funds 2030 Target Date Ret R6 Separate Account | — | — | — | $54K | 0.4% | |
| American Funds 2025 Target Date Ret R6 Separate Account | — | — | — | $52K | 0.3% | |
| American Funds 2065 Target Date Ret R6 Separate Account | — | — | — | $48K | 0.3% | |
| TIAA Real Estate Secs T4 8S Separate Account | — | — | — | $46K | 0.3% | |
| All Spring Spec Small-Cap Value Separate Account | — | — | — | $42K | 0.3% | |
| TIAA Lifecycle 2025 T4 83 Separate Account | — | — | — | $41K | 0.3% | |
| American Funds 2035 Target Date Ret R6 Separate Account | — | — | — | $40K | 0.3% | |
| TIAA Access Mid Cap Val T4 Separate Account | — | — | — | $32K | 0.2% | |
| JP Morgan Small Cap GR Separate Account | — | — | — | $31K | 0.2% | |
| TIAA Bond Plus T4 8Y Separate Account | — | — | — | $31K | 0.2% | |
| TIAA Lifecycle 2030 T4 84 Separate Account | — | — | — | $29K | 0.2% | |
| American Funds 2060 Target Date Ret R6 Separate Account | — | — | — | $28K | 0.2% | |
| American Funds 2055 Target Date Ret R6 Separate Account | — | — | — | $28K | 0.2% | |
| TIAA Access Lifestyle 2035 T4 85 Separate Account | — | — | — | $17K | 0.1% | |
| TIAA Small Cap BL IDX T4 8Q Separate Account | — | — | — | $14K | <0.1% | |
| American Funds 2015 Target Date Ret R6 Separate Account | — | — | — | $10K | <0.1% | |
| Vanguard MidCap Index Separate Account | — | — | — | $8K | <0.1% | |
| TIAA-CREF Social Choice Ineq I Separate Account | — | — | — | $8K | <0.1% | |
| Party-In- Identity of Issue, Borrower, Maturity Date, Rate of Interest, Current Interest Lessor, or Similar Party Collateral, Par, or Maturity Value Cost Value * Nuveen Core Impact Bond R6 Separate Account | — | — | — | $3K | <0.1% | |
| American Funds New World R6 Separate Account | — | — | — | $2K | <0.1% | |
| TIAA Access Mid Cap GR T4 8E Separate Account | — | — | — | $2K | <0.1% | |
| Vanguard Total Int Stk Indx Admn Separate Account | — | — | — | $1K | <0.1% | |
| PIMCO Installment Income Separate Account | — | — | — | $1K | <0.1% |
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