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Original filing (PDF)20251006103211NAL0008644514002
CUSHING ACADEMY
Form 5500
FILING_RECEIVED
CUSHING ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Active participants
172
Accounts w/ balance
404
Plan assets (EOY)
$53.7M
Net assets (EOY)
$53.7M
How this plan invests
This plan
1 pooled trust
Schedule D
75 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CUSHING ACADEMY.
Plan sponsor
Name
CUSHING ACADEMY
EIN
04-2104048
Address
39 SCHOOL STREET, PO BOX 8000 · ASHBURNHAM, MA · 01430
Phone
(978) 827-7600
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2F · ERISA section 404(c)
2G · Total participant-directed accounts
Audit & trust (Schedule H)
Auditor
GRAY GRAY GRAY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | — | RECORD KEEPER | $31K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | — | FAIRFIELD, IA | BROKER DEALER OF ADVISOR | $34K | — |
Investments
74 direct securities · 1 pooled fund· $53.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$52.8M
74 holdings
Pooled Separate Account
$890K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Non Benefit Responsive Non FBRIC | — | — | — | $8.3M | 15.5% | |
| CREF Stock R1 Variable Annuities | — | — | — | $6.2M | 11.5% | |
| Nuveen LfCycle Ix 2040 R6 Mutual Funds | — | — | — | $3.5M | 6.5% | |
| Nuveen LfCycle Ix 2035 R6 Mutual Funds | — | — | — | $3.1M | 5.7% | |
| Nuveen LfCycle Ix 2030 R6 Mutual Funds | — | — | — | $2.7M | 5.0% | |
| CREF Global Equities R1 Variable Annuities | — | — | — | $2.6M | 4.8% | |
| Nuveen LfCycle Ix 2025 R6 Mutual Funds | — | — | — | $2.2M | 4.2% | |
| Vanguard 500 Idx Adm Mutual Funds | — | — | — | $2.0M | 3.8% | |
| CREF Growth R1 Variable Annuities | — | — | — | $1.6M | 3.0% | |
| CREF Equity Index R1 Variable Annuities | — | — | — | $1.3M | 2.5% | |
| Nuveen LfCycle Ix 2045 R6 Mutual Funds | — | — | — | $1.3M | 2.3% | |
| Nuveen LfCycle Ix 2020 R6 Mutual Funds | — | — | — | $1.1M | 2.1% | |
| CREF Social Choice R1 Variable Annuities | — | — | — | $1.1M | 2.0% | |
| Nuveen LfCycle Ix 2050 R6 Mutual Funds | — | — | — | $1.0M | 1.9% | |
| CREF Core Bond R1 Variable Annuities | — | — | — | $952K | 1.8% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $890K | 1.7% | |
| TIAA Access Nuv Intl Equity T2 Mutual Funds | — | — | — | $884K | 1.6% | |
| CREF Money Market R1 Variable Annuities | — | — | — | $716K | 1.3% | |
| TIAA Access Nuv Lrg Cap Val T2 Mutual Funds | — | — | — | $681K | 1.3% | |
| Vanguard Small-Cap Idx Adm Mutual Funds | — | — | — | $628K | 1.2% | |
| TIAA Access Nuv LifCyc 2035 T2 Mutual Funds | — | — | — | $611K | 1.1% | |
| CREF Inflation-Linked Bond R1 Variable Annuities | — | — | — | $567K | 1.1% | |
| JPMorgan Equity Inc Fd Cla R6 Mutual Funds | — | — | — | $565K | 1.1% | |
| TIAA Traditional Non Benefit Responsive 2 Non FBRIC | — | — | — | $564K | 1.0% | |
| TIAA Access Nuv LgCp Res Eq T2 Mutual Funds | — | — | — | $469K | 0.9% | |
| Allspring Spec Mid Cap Val R6 Mutual Funds | — | — | — | $467K | 0.9% | |
| JPMorgan Large Cap Growth R6 Mutual Funds | — | — | — | $459K | 0.9% | |
| TIAA Traditional Benefit Responsive Fully Benefit Responsive Investment Contract | — | — | — | $450K | 0.8% | |
| Brown Advisory Sus Grwth Instl Mutual Funds | — | — | — | $406K | 0.8% | |
| MFS International Growth Cl R6 Mutual Funds | — | — | — | $387K | 0.7% | |
| Thornburg Strategic Income R6 Mutual Funds | — | — | — | $376K | 0.7% | |
| TIAA Access Nuv RlEstSecSel T2 Mutual Funds | — | — | — | $360K | 0.7% | |
| TIAA Access Nuv Mid Cap Val T2 Mutual Funds | — | — | — | $349K | 0.7% | |
| Vanguard Ttl Intl Stk Idx Adm Mutual Funds | — | — | — | $308K | 0.6% | |
| TIAA Access Nuv Sm Cp Bl Ix T2 Mutual Funds | — | — | — | $292K | 0.5% | |
| Vanguard Intr-Trm Invt Gd Adm Mutual Funds | — | — | — | $282K | 0.5% | |
| Nuveen LfCycle Ix 2055 R6 Mutual Funds | — | — | — | $263K | 0.5% | |
| DFA International ValPort Inst Mutual Funds | — | — | — | $256K | 0.5% | |
| Hartford Dividend Growth R6 Mutual Funds | — | — | — | $256K | 0.5% | |
| TIAA Access Nuv Qt Sm Cp Eq T2 Mutual Funds | — | — | — | $255K | 0.5% | |
| Nuveen LfCycle Ix 2010 R6 Mutual Funds ** 249 * Participant loans Interest 4.25% - 9.50%, maturing - | — | — | — | $249K | 0.5% | |
| Nuveen LfCycle Ix 2060 R6 Mutual Funds | — | — | — | $218K | 0.4% | |
| Vanguard Ttl Bd Mkt Idx Adm Mutual Funds | — | — | — | $217K | 0.4% | |
| Principal Blue Chip Fund Cl R6 Mutual Funds | — | — | — | $210K | 0.4% | |
| TIAA Access Nuv LifCyc 2030 T2 Mutual Funds | — | — | — | $191K | 0.4% | |
| TIAA Access Nuv LifCyc 2040 T2 Mutual Funds | — | — | — | $189K | 0.4% | |
| TIAA Access Nuv Core Pl Bd T2 Mutual Funds | — | — | — | $146K | 0.3% | |
| MFS Mid Cap Growth Fund R6 Mutual Funds | — | — | — | $145K | 0.3% | |
| American Funds Infl Link Bd R6 Mutual Funds | — | — | — | $137K | 0.3% | |
| Vanguard Emr Mkts Stk Idx Adm Mutual Funds | — | — | — | $127K | 0.2% | |
| TIAA Stable Value Fully Benefit Responsive Investment Contract | — | — | — | $101K | 0.2% | |
| American Fd New Perspective R6 Mutual Funds | — | — | — | $89K | 0.2% | |
| Vanguard Short-Trm Bd Idx Adm Mutual Funds | — | — | — | $86K | 0.2% | |
| TIAA Access Nuv LifCyc 2025 T2 Mutual Funds | — | — | — | $86K | 0.2% | |
| Vanguard Real Estate Idx Adm Mutual Funds | — | — | — | $83K | 0.2% | |
| Vanguard Mid-Cap Idx Adm Mutual Funds | — | — | — | $68K | 0.1% | |
| FedHermes Instl High Yd Bd R6 Mutual Funds | — | — | — | $67K | 0.1% | |
| American Funds New World R6 Mutual Funds | — | — | — | $67K | 0.1% | |
| Plan Loan Default Fund Fully Benefit Responsive Investment Contract | — | — | — | $65K | 0.1% | |
| TIAA Access Nuv LifCyc 2055 T2 Mutual Funds | — | — | — | $58K | 0.1% | |
| TIAA Traditional Benefit Responsive 2 Fully Benefit Responsive Investment Contract | — | — | — | $49K | <0.1% | |
| Janus Henderson Venture N Mutual Funds | — | — | — | $38K | <0.1% | |
| Vanguard GNMA Adm Mutual Funds | — | — | — | $25K | <0.1% | |
| TIAA Access Nuv LifCyc 2015 T2 Mutual Funds | — | — | — | $24K | <0.1% | |
| TIAA Access Nuv Mid Cap Grw T2 Mutual Funds | — | — | — | $24K | <0.1% | |
| Nuveen LfCycle Ix 2065 R6 Mutual Funds | — | — | — | $23K | <0.1% | |
| TIAA Access Nuv LifCyc 2050 T2 Mutual Funds | — | — | — | $22K | <0.1% | |
| Allspring Spec SmallCap Val R6 Mutual Funds | — | — | — | $20K | <0.1% | |
| TIAA Access Nuv LifCyc 2060 T2 Mutual Funds | — | — | — | $17K | <0.1% | |
| TIAA Access Nuv Core Equity T2 Mutual Funds | — | — | — | $15K | <0.1% | |
| TIAA Access Nuv LfCy Rt Inc T2 Mutual Funds | — | — | — | $11K | <0.1% | |
| TIAA Access Nuv LifCyc 2045 T2 Mutual Funds | — | — | — | $11K | <0.1% | |
| TIAA Access Nuv LifCyc 2020 T2 Mutual Funds | — | — | — | $10K | <0.1% | |
| TIAA Access Nuv Lrg Cap Gr T2 Mutual Funds | — | — | — | $8K | <0.1% | |
| TIAA Access Nuv Equity Idx T2 Mutual Funds | — | — | — | $2K | <0.1% |