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Original filing (PDF)20251015111737NAL0002310787001
BETH ISRAEL LAHEY HEALTH
Form 5500
FILING_RECEIVED
BETH ISRAEL LAHEY HEALTH 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
15,698
Accounts w/ balance
15,964
Plan assets (EOY)
$1.6B
Net assets (EOY)
$1.6B
How this plan invests
This plan
21 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 10 bps in Schedule C fees — 93% above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BETH ISRAEL LAHEY HEALTH.
Plan sponsor
Name
BETH ISRAEL LAHEY HEALTH
EIN
04-2103881
Address
330 BROOKLINE AVENUE · BOSTON, MA · 022155400
Phone
(617) 667-1700
Industry
Health Care & Social Assistancesee all
Plan administrator
Name
BETH ISRAEL LAHEY HEALTH, INC. RETIREMENT PLANS COMMITTEE
EIN
83-2671600
City
CAMBRIDGE, MA
Phone
(617) 278-8800
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID INV INSTL OPS CO | 04-2647786 | — | RECORDKEEPER/ INV MGT | $169K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON | 98-1348145 | — | CONSULTANT | $867K | — |
| STRATEGIC ADVISORS, INC | 04-2654524 | — | INV ADVISOR | $475K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BDO | 13-5381590 | — | AUDIT | $36K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEPC | 26-1429809 | — | CONSULTING | $0 | — |
Investments
9 direct securities · 21 pooled funds· $1.6B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.5B
21 holdings
Uncategorized
$128.0M
9 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIAM FREEDOM BLEND TD 2030 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 091 | Common Collective Trust | — | — | $208.5M | 13.0% | |
| FIAM FREEDOM BLEND TD 2035 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 092 | Common Collective Trust | — | — | $185.7M | 11.6% | |
| FIAM FREEDOM BLEND TD 2025 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 090 | Common Collective Trust | — | — | $178.9M | 11.2% | |
| FIAM FREEDOM BLEND TD 2040 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 093 | Common Collective Trust | — | — | $153.5M | 9.6% | |
| SS S&P 500 INDEX II STATE STREET GLOBAL ADVISOR · EIN 04-0025081 / PN 078 | Common Collective Trust | — | — | $148.4M | 9.3% | |
| FIAM FREEDOM BLEND TD 2045 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 094 | Common Collective Trust | — | — | $120.1M | 7.5% | |
| FIAM FREEDOM BLEND TD 2020 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 089 | Common Collective Trust | — | — | $92.6M | 5.8% | |
| FIAM FREEDOM BLEND TD 2050 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 095 | Common Collective Trust | — | — | $92.5M | 5.8% | |
| FIAM FREEDOM BLEND TD 2055 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 113 | Common Collective Trust | — | — | $71.8M | 4.5% | |
| Fidelity Investments Fidelity Self-Directed Brokerage Account | — | — | — | $40.3M | 2.5% | |
| FIAM FREEDOM BLEND TD 2060 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 147 | Common Collective Trust | — | — | $40.2M | 2.5% | |
| FIAM FREEDOM BLEND TD 2015 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 088 | Common Collective Trust | — | — | $38.1M | 2.4% | |
| State Street State Street Global all Cap Equity Ex-Us Index II | — | — | — | $31.8M | 2.0% | |
| WTC CIF II CORE BOND PLUS PORT SERI WELLINGTON TRUST CO N.A · EIN 04-6913417 / PN 134 | Common Collective Trust | — | — | $31.4M | 2.0% | |
| SSG ALL CAP EQTY EX-US CL II STATE STREET GLOBAL ADVISOR · EIN 90-0337987 / PN 444 | Common Collective Trust | — | — | $31.3M | 2.0% | |
| Dodge & Cox Dodge & Cox Stock X | — | — | — | $24.7M | 1.5% | |
| STATE STREET RUSSELL SMALL/MID CAP STATE STREET GLOBAL ADVISOR · EIN 32-6528132 / PN 019 | Common Collective Trust | — | — | $21.7M | 1.4% | |
| VFTC RETIREMENT SAVINGS TRUST IV VANGUARD FIDUCIARY TRUST · EIN 61-6451184 / PN 025 | Common Collective Trust | — | — | $19.4M | 1.2% | |
| HARBOR CAPITAL APPRECIATION CIT HARBOR TUST COMPANY N.A · EIN 84-4022934 / PN 001 | Common Collective Trust | — | — | $16.1M | 1.0% | |
| Participant loans Interest rates from 4.25% and 9.50% - | — | — | — | $13.5M | 0.8% | |
| FIAM FREEDOM BLEND TD 2065 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 168 | Common Collective Trust | — | — | $12.2M | 0.8% | |
| FIAM FREEDOM BLEND TD 2010 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 087 | Common Collective Trust | — | — | $10.1M | 0.6% | |
| American Funds American Funds EuroPacific Growth R6 | — | — | — | $9.6M | 0.6% | |
| STATE STREET U.S. BOND INDEX SECURI STATE STREET GLOBAL ADVISOR · EIN 90-0337987 / PN 477 | Common Collective Trust | — | — | $8.3M | 0.5% | |
| JPMorgan Small Cap Equity R6 | — | — | — | $6.1M | 0.4% | |
| FIAM FREEDOM BLEND TD INC Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 085 | Common Collective Trust | — | — | $3.5M | 0.2% | |
| Variable Annuity Life Insurance Company Fixed Interest Option | — | — | — | $1.0M | <0.1% | |
| Vanguard Treasury Money Market | — | — | — | $936K | <0.1% | |
| Voya Fixed Account Voya Fixed Plus II | — | — | — | $91K | <0.1% | |
| FIAM FREEDOM BLEND TD 2005 Y FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 086 | Common Collective Trust | — | — | $0 | <0.1% |