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Original filing (PDF)20251008135341NAL0003332611001
BAY PATH UNIVERSITY
Form 5500
FILING_RECEIVED
BAY PATH UNIVERSITY 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,117
Accounts w/ balance
878
Plan assets (EOY)
$67.3M
Net assets (EOY)
$67.3M
How this plan invests
This plan
1 pooled trust
Schedule D
41 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAY PATH UNIVERSITY.
Plan sponsor
Name
BAY PATH UNIVERSITY
EIN
04-2103865
Address
588 LONGMEADOW STREET · LONGMEADOW, MA · 01106
Phone
(413) 565-1254
Industry
Educational Servicessee all
Plan administrator
Name
BAY PATH UNIVERSITY
EIN
04-2103865
City
LONGMEADOW, MA
Phone
(413) 565-1252
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
Audit & trust (Schedule H)
Auditor
MP P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDUCIENT ADVISORS | 36-4001764 | WINDSOR, CT | ADVISORY | $9K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA-TEACHERS INS & ANNUITY ASSOC | 13-1624203 | — | CONTRACT ADMINISTRATOR | $76K | — |
Investments
40 direct securities · 1 pooled fund· $67.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$64.3M
38 holdings
Pooled Separate Account
$1.5M
1 holding
Guaranteed Income / GIC
$798K
1 holding
Mutual Funds
$607K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Non-Benefit Responsive | — | — | — | $7.4M | 11.0% | |
| T. Rowe Price Retirement 2030 I | — | — | — | $5.0M | 7.5% | |
| T. Rowe Price Retirement 2035 I | — | — | — | $4.6M | 6.9% | |
| Registered Investment Companies Variable annuity contracts * CREF Stock R1 | — | — | — | $3.6M | 5.3% | |
| T. Rowe Price Retirement 2050 I | — | — | — | $3.4M | 5.0% | |
| CREF Growth R1 | — | — | — | $3.3M | 4.9% | |
| Vanguard 500 Index Adm | — | — | — | $3.2M | 4.8% | |
| T. Rowe Price Retirement 2040 I | — | — | — | $2.8M | 4.1% | |
| T. Rowe Price Retirement 2045 I | — | — | — | $2.6M | 3.8% | |
| CREF Global Equities R1 | — | — | — | $2.5M | 3.7% | |
| T. Rowe Price Retirement 2025 I | — | — | — | $2.4M | 3.6% | |
| T. Rowe Price Retirement 2055 I | — | — | — | $2.0M | 3.0% | |
| T. Rowe Price Retirement 2020 I | — | — | — | $1.9M | 2.8% | |
| CREF Equity Index R1 | — | — | — | $1.9M | 2.8% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $1.5M | 2.3% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $1.5M | 2.3% | |
| T. Rowe Price Retirement 2015 I | — | — | — | $1.5M | 2.2% | |
| Vanguard Extended Mkt Idx Adm | — | — | — | $1.5M | 2.2% | |
| Vanguard Total Intl Stk Indx Adm | — | — | — | $1.4M | 2.1% | |
| MFS Value Fund Class R6 | — | — | — | $1.3M | 2.0% | |
| Eaton Vance Atlanta Cap SMID Cap R6 | — | — | — | $1.2M | 1.8% | |
| CREF Stock R4 | — | — | — | $1.0M | 1.5% | |
| Vanguard Ttl Bd Market Idx Adm | — | — | — | $904K | 1.3% | |
| Vanguard Federal Money Mkt Inv | — | — | — | $814K | 1.2% | |
| s * TIAA Traditional Benefit Responsive | Guaranteed Income / GIC | — | — | $798K | 1.2% | |
| CREF Social Choice R1 | — | — | — | $742K | 1.1% | |
| T. Rowe Price Retirement 2060 I | — | — | — | $714K | 1.1% | |
| Dodge & Cox Income Fund Class X | — | — | — | $655K | 1.0% | |
| American Funds EuroPac Growth R6 | Mutual Funds | — | — | $607K | 0.9% | |
| CREF Core Bond R1 | — | — | — | $593K | 0.9% | |
| Diamond Hill SM/Mid Cap Y | — | — | — | $582K | 0.9% | |
| TIAA Stable Value | — | — | — | $582K | 0.9% | |
| Vanguard Infl Protect Sec Adm | — | — | — | $509K | 0.8% | |
| CREF Social Choice R4 | — | — | — | $384K | 0.6% | |
| CREF Money Market R1 | — | — | — | $340K | 0.5% | |
| CREF Inflation-Linked Bond | — | — | — | $311K | 0.5% | |
| Participant Loans (interest at 4.25% - 9.50%) -0- | — | — | — | $294K | 0.4% | |
| T. Rowe Price Retirement 2010 I | — | — | — | $276K | 0.4% | |
| Invesco Developing Markets R6 | — | — | — | $273K | 0.4% | |
| T. Rowe Price Retirement 2005 I | — | — | — | $136K | 0.2% | |
| Loomis Sayles Global Bond Inst | — | — | — | $62K | <0.1% |