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Original filing (PDF)20251014104022NAL0005452050001
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI
Form 5500
FILING_RECEIVED
HARVARD UNIVERSITY RETIREMENT PLAN
Defined-benefit pension plan
Signals · 2
26% in single holdingNo recordkeeper disclosed
Active participants
2,666
Accounts w/ balance
—
Plan assets (EOY)
$1.6B
Net assets (EOY)
$1.6B
How this plan invests
This plan
6 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Morgan Stanley Seaport Long Duration Collective Investment Fund" is 26% of plan.
- 11 bps in Schedule C fees — 116% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI.
Plan sponsor
Name
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI
EIN
04-2103580
Address
114 MT AUBURN ST · ROOM 433 · CAMBRIDGE, MA · 02138
Phone
(617) 496-1542
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1C · Cash balance or similar hybrid DB
1F · Section 414(k) arrangement
2C · Money purchase (other than target benefit)
2A · Age/service weighted or new comparability
1A · Pay-related DB formula
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3H · Sponsor in controlled / affiliated group
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON | — | BOSTON, MA | ACTUARIAL CONSULTING | $611K | — |
| TIAA | 13-1624203 | — | INVESTMENT MANAGER | $516K | — |
| WELLINGTON MANAGEMENT COMPANY, LLP | — | BOSTON, MA | INVESTMENT MANAGEMENT | $358K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRICEWATERHOUSECOOPERS, LLC. | 13-4008324 | — | CERTIFIED PUBLIC ACCOUNT | $136K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROPES & GRAY | 04-2233412 | — | LEGAL CONSULTING | $64K | — |
Investments
33 direct securities · 6 pooled funds· $1.5B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$795.8M
33 holdings
Common Collective Trust
$741.9M
5 holdings
Pooled Separate Account
$5.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEAPORT LONG DURATION COLLECTIVE IN GLOBAL TRUST COMPANY · EIN 26-3761443 / PN 001 | Common Collective Trust | — | $454.1M | $399.3M | 25.6% | |
| WELLINGTON CIF II LONG BOND PORTFOL WELLINGTON · EIN 30-0835489 / PN 003 | Common Collective Trust | — | $304.1M | $206.5M | 13.3% | |
| Teachers Insurance and Annuity Association TIAA Traditional Non-Benefit Responsive - RA | — | — | — | $170.3M | 10.9% | |
| CREF Stock R3 | — | — | — | $157.9M | 10.1% | |
| CREF Vanguard Target Retire 2030 | — | — | — | $69.5M | 4.5% | |
| VANGUARD TOTAL STOCK MARKET INDEX T VANGUARD · EIN 23-1945930 / PN 000 | Common Collective Trust | — | $49.4M | $65.0M | 4.2% | |
| CREF Vanguard Target Retire 2025 | — | — | — | $64.9M | 4.2% | |
| CREF Vanguard Total St Mk Ix In Pl | — | — | — | $53.8M | 3.5% | |
| BLACK CREEK MASTER COLLECTIVE INVES BLACK CREEK · EIN 06-1271230 / PN 003 | Common Collective Trust | — | $35.5M | $43.3M | 2.8% | |
| TIAA Traditional Non-Benefit Responsive - GRA | — | — | — | $39.3M | 2.5% | |
| CREF Vanguard Target Retire 2035 | — | — | — | $34.1M | 2.2% | |
| CREF Vanguard Target Retire 2020 | — | — | — | $33.7M | 2.2% | |
| CREF Vanguard Target Retire Income | — | — | — | $29.9M | 1.9% | |
| VANGUARD DEV MKTS IDX TRUST HU W267 VANGUARD · EIN 23-1945930 / PN 000 | Common Collective Trust | — | $25.9M | $27.8M | 1.8% | |
| CREF Vanguard Ttl Bd Mkt Idx InstPl | — | — | — | $18.6M | 1.2% | |
| CREF Growth R3 | — | — | — | $18.6M | 1.2% | |
| Participant Directed Brokerage Accounts * TIAA TIAA-CREF Self Directed Acct | — | — | — | $17.0M | 1.1% | |
| CREF Vanguard Total Int St Ix IsPls | — | — | — | $16.9M | 1.1% | |
| CREF Vanguard Treasury MoneyMkt Inv | — | — | — | $12.8M | 0.8% | |
| CREF Social Choice R3 | — | — | — | $8.5M | 0.5% | |
| CREF Equity Index R3 | — | — | — | $7.8M | 0.5% | |
| CREF Vanguard FTSE Social Idx Instl | — | — | — | $7.7M | 0.5% | |
| CREF Global Equities R3 | — | — | — | $6.5M | 0.4% | |
| CREF Money Market R3 | — | — | — | $5.7M | 0.4% | |
| REAL ESTATE ACCOUNT TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $5.3M | 0.3% | |
| Short Term Investments State Street State Street Institutional Treasury Plus Money Market Fund (Premier Cl) | — | — | $5.2M | $5.2M | 0.3% | |
| CREF Vanguard Target Retire 2040 | — | — | — | $4.1M | 0.3% | |
| CREF Inflation-Linked Bond R3 | — | — | — | $3.8M | 0.2% | |
| CREF Schwab Treas Infl Prot Sec Idx | — | — | — | $2.6M | 0.2% | |
| Registered Investment Companies * Teachers Insurance and Annuity Association(TIAA) - College Retirement Equity Fund (CREF) CREF Core Bond R3 | — | — | — | $2.4M | 0.2% | |
| CREF Vanguard Target Retire 2050 | — | — | — | $1.9M | 0.1% | |
| Charlesbank Equity Charlesbank Equity Fund VI, Limited Partnership | — | — | $3.0M | $696K | <0.1% | |
| CREF Vanguard Target Retire 2045 | — | — | — | $608K | <0.1% | |
| CREF Vanguard Target Retire 2060 | — | — | — | $575K | <0.1% | |
| Limited Partnerships Berkshire Fund VII, L.P. | — | — | $1.3M | $209K | <0.1% | |
| Matrix Partners VII Matrix Partners VII, L.P. | — | — | $1.4M | $79K | <0.1% | |
| CREF Vanguard Target Retire 2055 | — | — | — | $24K | <0.1% | |
| CREF Vanguard Target Retire 2065 | — | — | — | $8K | <0.1% | |
| Coronation Global Emerging Markets Equity Class Z Sp | — | — | — | $3K | <0.1% |