How big is South Shore Bank's plan?

South Shore Bank's plan reported $38.8M in assets and 238 participants for 2024.

Original filing (PDF)20251014112253NAL0001299267001

South Shore Bank

Name: South Shore Bank — South Shore Bank 401(k) Plan, Form 5500 (2024)
Creator: South Shore Bank
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

South Shore Bank 401(k) Plan

401(k) retirement plan · South Shore Bank's South Shore Bank 401(k) Plan held $38.8M in plan assets for 238 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

High average account balanceSelf-directed brokerage offered

Active participants

238

Accounts w/ balance

137

Plan assets (EOY)

$38.8M

Net assets (EOY)

$38.8M

People on this filing

Kerri-ANN Moores signed South Shore Bank's 2024 Form 5500 as plan administrator.

Kerri-ANN Moores — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

South Shore Bank's EIN is 04-1963710.

EIN 04-1963710

Plan number 002

Plan year 2024

ACK ID 20251014112253NAL0001299267001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for South Shore Bank from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

South Shore Bank's plan includes ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), a self-directed brokerage window, profit-sharing.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SOUTH SHORE BANK.

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How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (7th percentile).

Helping the score

Below-peer total plan cost (88th percentile).
High average account balance (99th percentile).

Plan sponsor

Name

SOUTH SHORE BANK

EIN

all filings

Address

1530 MAIN STREET · SOUTH WEYMOUTH, MA · 021901332

Phone

(781) 682-3251

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

2E · Profit-sharing

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$6K	—

Investments

34 direct securities· $38.8M(100% of reported assets)

Mutual Funds

$26.3M

20 holdings

Common Collective Trusts

$5.7M

4 holdings

Other securities

$3.9M

8 holdings

Self-Directed Brokerage

$2.2M

1 holding

Bonds / Notes

$673K

1 holding

					% of plan
Fidelity 500 Index Mutual Fund	Common Collective Trusts	—	—	$5.1M	13.1%
Fidelity Blue Chip Growth K Mutual Fund	Mutual Funds	—	—	$4.8M	12.4%
Fidelity Freedom 2025 K Mutual Fund	Mutual Funds	—	—	$3.3M	8.5%
Fidelity Freedom 2030 K Mutual Fund	Mutual Funds	—	—	$3.0M	7.8%
Fidelity Freedom 2035 K Mutual Fund	Mutual Funds	—	—	$2.5M	6.4%
Fidelity Freedom 2040 K Mutual Fund	Mutual Funds	—	—	$2.3M	6.0%
Self-directed brokerage accounts Self-directed Brokerage Accounts	Self-Directed Brokerage	—	—	$2.2M	5.8%
Fidelity Freedom 2045 K Mutual Fund	Mutual Funds	—	—	$2.0M	5.1%
Fidelity Freedom 2050 K Mutual Fund	Mutual Funds	—	—	$1.3M	3.4%
Fidelity Freedom 2020 K Mutual Fund	Mutual Funds	—	—	$1.2M	3.1%
Fidelity Government Money Market Money Market Fund	Mutual Funds	—	—	$1.2M	3.0%
Baron Growth Fund Institutional Mutual Fund	Other securities	—	—	$1.2M	3.0%
John Hancock Disciplined Value R6 Mutual Fund	Other securities	—	—	$1.1M	2.8%
Fidelity Freedom 2055 K Mutual Fund	Mutual Funds	—	—	$891K	2.3%
Fidelity Diversified International K Mutual Fund	Mutual Funds	—	—	$870K	2.2%
Fidelity Total Bond Fund Mutual Fund	Mutual Funds	—	—	$787K	2.0%
Notes receivable from participants Interest Rate 4.25% to 9.50%	Bonds / Notes	—	—	$673K	1.7%
Fidelity Freedom 2060 K Mutual Fund	Mutual Funds	—	—	$519K	1.3%
Artisan Mid Cap ADV Mutual Fund	Other securities	—	—	$441K	1.1%
Fidelity Freedom 2010 K Mutual Fund	Mutual Funds	—	—	$394K	1.0%
ABF Small Cap Value Fund Y Mutual Fund	Other securities	—	—	$389K	1.0%
PGIM High Yield Fund - Class R6 Mutual Fund	Other securities	—	—	$377K	1.0%
Fidelity Freedom 2015 K Mutual Fund	Mutual Funds	—	—	$360K	0.9%
Fidelity Low-Priced Stock K Mutual Fund	Mutual Funds	—	—	$346K	0.9%
Fidelity International Index Fund Mutual Fund	Common Collective Trusts	—	—	$252K	0.6%
Allspring Government Securities Fund - Class A Mutual Fund	Other securities	—	—	$235K	0.6%
Fidelity Freedom 2065 K Mutual Fund	Mutual Funds	—	—	$213K	0.5%
Fidelity Small Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$196K	0.5%
Fidelity Freedom Income K Mutual Fund	Mutual Funds	—	—	$169K	0.4%
Fidelity Mid Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$149K	0.4%
Natixis Funds Trust IV AEW Real Estate Class Mutual Fund	Other securities	—	—	$114K	0.3%
Harding Loevner International Equity - Institutional Class Mutual Fund	Other securities	—	—	$94K	0.2%
Vanguard Short-Term Inflation-Protected Securities Index Mutual Fund	Mutual Funds	—	—	$63K	0.2%
Fidelity Inflation-Protected Bond Index Mutual Fund	Mutual Funds	—	—	$59K	0.2%