How big is Massachusetts Teachers Association's plan?

Massachusetts Teachers Association's plan reported $20.6M in assets and 172 participants for 2024.

Original filing (PDF)20251010161156NAL0018469538001

Massachusetts Teachers Association

Name: Massachusetts Teachers Association — Massachusetts, Form 5500 (2024)
Creator: Massachusetts Teachers Association
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Massachusetts Teacher Association 401(k) Savings Plan

401(k) retirement plan · Massachusetts Teachers Association's Massachusetts Teacher Association 401(k) Savings Plan held $20.6M in plan assets for 172 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Late participant contributionsCorrective distributions issued

Active participants

172

Accounts w/ balance

144

Plan assets (EOY)

$20.6M

Net assets (EOY)

$20.6M

People on this filing

Ethel Daniel signed Massachusetts Teachers Association's 2024 Form 5500 as plan administrator.

Ethel Daniel — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Massachusetts Teachers Association's EIN is 04-1591200.

EIN 04-1591200

Plan number 002

Plan year 2024

ACK ID 20251010161156NAL0018469538001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Massachusetts Teachers Association from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Massachusetts Teachers Association's plan includes ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MASSACHUSETTS TEACHERS ASSOCIATION.

Finding similar companies…

How this plan invests

This plan

1 pooled trust

Schedule D

27 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 57K (4% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (17th percentile).
Bottom-decile employer contributions per participant (3rd percentile).

Helping the score

High average account balance (88th percentile).

Plan sponsor

Name

MASSACHUSETTS TEACHERS ASSOCIATION

EIN

all filings

Address

2 HERITAGE DRIVE, 8TH FLOOR · QUINCY, MA · 02171

Phone

(617) 878-8000

Industry

Educational Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CITRIN COOPERMAN & COMPANY, LLP

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$3K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$6K	—

Investments

27 direct securities · 1 pooled fund· $21.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$11.2M

15 holdings

Other securities

$4.9M

6 holdings

Common Collective Trusts

$4.5M

6 holdings

Common Collective Trust

$594K

1 holding

					% of plan
Fidelity 500 Index Fund Mutual Fund	Common Collective Trusts	—	—	$2.1M	10.3%
Fidelity Contrafund Class K Mutual Fund	Mutual Funds	—	—	$2.0M	9.8%
American Century Ultra Mutual Fund	Other securities	—	—	$2.0M	9.7%
Fidelity Freedom 2040 Class K Mutual Fund	Mutual Funds	—	—	$1.8M	8.5%
JP Morgan Mid Cap Value Mutual Fund	Other securities	—	—	$1.4M	6.7%
Fidelity Freedom 2025 Class K Mutual Fund	Mutual Funds	—	—	$1.3M	6.4%
Fidelity Freedom 2030 Class K Mutual Fund	Mutual Funds	—	—	$1.0M	5.0%
Fidelity Freedom 2020 Class K Mutual Fund	Mutual Funds	—	—	$931K	4.5%
Baird Core Plus Inst Mutual Fund	Other securities	—	—	$830K	4.0%
Fidelity Freedom 2050 Class K Mutual Fund	Mutual Funds	—	—	$801K	3.9%
Fidelity Freedom 2045 Class K Mutual Fund	Mutual Funds	—	—	$770K	3.7%
Fidelity Freedom 2035 Class K Mutual Fund	Mutual Funds	—	—	$749K	3.6%
Fidelity Extended Market Index Fund Mutual Fund	Common Collective Trusts	—	—	$675K	3.3%
Fidelity International Index Fund Mutual Fund	Common Collective Trusts	—	—	$641K	3.1%
Fidelity Diversified International Fund Class K Mutual Fund	Mutual Funds	—	—	$595K	2.9%
Galliard Stable Return Fund M Common/Collective Trust	Common Collective Trusts	—	—	$594K	2.9%
GALLIARD STBLE RTN M WELLS FARGO BANK, N.A. · EIN 94-6751924 / PN 001	Common Collective Trust	—	—	$594K	2.9%
Fidelity Freedom 2055 Class K Mutual Fund	Mutual Funds	—	—	$589K	2.9%
Fidelity U.S. Bond Index Fund Mutual Fund	Common Collective Trusts	—	—	$424K	2.1%
PIMCO Real Return BD AD Mutual Fund	Mutual Funds	—	—	$337K	1.6%
Notes receivable from participants Notes receivable with interest rates of $-	Other securities	—	—	$301K	1.5%
PGIM High Yield R6 Mutual Fund	Other securities	—	—	$206K	1.0%
Fidelity Freedom 2060 Class K Mutual Fund	Mutual Funds	—	—	$157K	0.8%
T. Rowe Price Equity Income Adv Mutual Fund	Other securities	—	—	$153K	0.7%
Fidelity Freedom Income Class K Mutual Fund	Mutual Funds	—	—	$86K	0.4%
Fidelity Small Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$85K	0.4%
Fidelity Freedom 2010 Class K Mutual Fund	Mutual Funds	—	—	$20K	<0.1%
Fidelity Freedom 2065 Class K Mutual Fund	Mutual Funds	—	—	$9K	<0.1%