Back to filter
Original filing (PDF)20251015161001NAL0002608227001
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
Form 5500
FILING_RECEIVED
MASSMUTUAL RETIRED AGENTS' WELFARE BENEFITS PLAN
Health & welfare plan
Signals · 2
100% in single holding~2023 bps in Sched C fees
Active participants
—
Accounts w/ balance
—
Plan assets (EOY)
$249K
Net assets (EOY)
$249K
How this plan invests
This plan
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- Top holding "Massachusetts Mutual Life Insurance Company Funding Account (at contract MetLife value)" is 100% of plan.
- 2023 bps in Schedule C fees — 1180% above peer band of 158 bps.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY.
Plan sponsor
Name
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
EIN
04-1590850
Address
1295 STATE STREET, F105 · SPRINGFIELD, MA · 011110001
Phone
(617) 695-4607
Industry
Finance & Insurancesee all
Plan administrator
Name
PLAN ADMINISTRATIVE COMMITTEE
EIN
55-0915954
City
SPRINGFIELD, MA
Phone
(413) 744-6718
Plan characteristics
Plan number
546
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
Audit & trust (Schedule H)
Auditor
KPMG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALIGHT (HRA ADMIN) | — | LINCOLNSHIRE, IL | CONTRACT ADMIN. | $33K | — |
| WAGEWORKS, INC. | — | DALLAS, TX | CONTRACT ADMIN. | $17K | — |
Investments
1 direct security· $249K(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Massachusetts Mutual Life Insurance Company Funding Account (at contract MetLife value) | — | — | $249K | $249K | 100.0% |