Back to filter
Original filing (PDF)20251015160731NAL0005376705001
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
Form 5500
FILING_RECEIVED
MASSMUTUAL AGENTS' WELFARE BENEFITS PLAN
Health & welfare plan
Signals · 2
~48099 bps in Sched C feesNo recordkeeper disclosed
Active participants
5,463
Accounts w/ balance
—
Plan assets (EOY)
$1.1M
Net assets (EOY)
$1.1M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 48099 bps in Schedule C fees — 92399% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY.
Plan sponsor
Name
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
EIN
04-1590850
Address
1295 STATE STREET, F105 · SPRINGFIELD, MA · 011110001
Phone
(617) 695-4607
Industry
Finance & Insurancesee all
Plan administrator
Name
PLAN ADMINISTRATIVE COMMITTEE
EIN
55-0915954
City
SPRINGFIELD, MA
Phone
(413) 744-6718
Plan characteristics
Plan number
506
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
4B · Life Insurance
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
4G · Prepaid Legal
Audit & trust (Schedule H)
Auditor
KPMG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsTPA / Administrator
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO. | 59-1031071 | — | THIRD PARTY ADMIN. | $4.3M | — |
| EXPRESS SCRIPTS | — | ST LOUIS, MO | CONTRACT ADMIN. | $488K | — |
| CONSUMER MEDICAL | — | NORWELL, MA | CONTRACT ADMIN. | $203K | — |
| EVERNORTH BEHAVIORAL HEALTH INC | 41-1648670 | — | PLAN ADMINISTRATOR | $103K | — |
| WAGEWORKS, INC. | — | DALLAS, TX | CONTRACT ADMIN | $29K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.