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Original filing (PDF)20250715133506NAL0003380656001
HARBORONE BANK
Form 5500
FILING_RECEIVED
HARBORONE 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
407
Accounts w/ balance
602
Plan assets (EOY)
$80.3M
Net assets (EOY)
$80.3M
How this plan invests
This plan
1 pooled trust
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HARBORONE BANK.
Plan sponsor
Name
HARBORONE BANK
EIN
04-1123040
Address
770 OAK ST. · BROCKTON, MA · 02301
Phone
(508) 895-1325
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
GRAY, GRAY & GRAY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MMA SECURITIES, LLC | 22-3570392 | — | INVESTMENT ADVISORY | $40K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GRAY, GRAY & GRAY | 04-2088368 | — | AUDITOR | $31K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK | 01-0233346 | — | RETAINED BY EMPLOYER | $77K | — |
Investments
35 direct securities · 1 pooled fund· $79.3M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$77.7M
35 holdings
Common Collective Trust
$1.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Adm | — | — | — | $7.8M | 9.7% | |
| similar part of interest, collateral, par or maturity value Cost value * HarborOne Stock Fund | — | — | — | $7.2M | 9.0% | |
| John Hancock Retirement Living 2035 Lftm R6 | — | — | — | $6.2M | 7.7% | |
| T. Rowe Price T. Rowe Price Institutional Large Cap Growth | — | — | — | $5.9M | 7.3% | |
| John Hancock Retirement Living 2030 Lftm R6 | — | — | — | $5.5M | 6.9% | |
| John Hancock Retirement Living 2040 Lftm R6 | — | — | — | $5.1M | 6.4% | |
| John Hancock Retirement Living 2045 Lftm R6 | — | — | — | $3.6M | 4.5% | |
| JPMorgan Equity Income R6 | — | — | — | $3.2M | 3.9% | |
| John Hancock Retirement Living 2055 Lftm R6 | — | — | — | $3.0M | 3.7% | |
| John Hancock Retirement Living 2050 Lftm R6 | — | — | — | $2.7M | 3.4% | |
| John Hancock Retirement Living 2025 Lftm R6 | — | — | — | $2.4M | 3.0% | |
| John Hancock Retirement Living 2020 Lftm R6 | — | — | — | $2.3M | 2.9% | |
| Janus Henderson Enterprise N | — | — | — | $2.1M | 2.7% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $2.1M | 2.6% | |
| JPMorgan US Equity R6 | — | — | — | $2.1M | 2.6% | |
| John Hancock John Hancock Bond Fund R6 | — | — | — | $1.8M | 2.3% | |
| Vanguard Small Cap Index Adm | — | — | — | $1.8M | 2.2% | |
| PUTNAM STABLE VALUE FUND PUTNAM FIDUCUARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $1.6M | 2.0% | |
| John Hancock Retirement Living 2060 Lftm R6 | — | — | — | $1.5M | 1.9% | |
| American Funds American Funds New Perspective R6 | — | — | — | $1.5M | 1.8% | |
| Vanguard Mid Cap Index Adm | — | — | — | $1.3M | 1.7% | |
| Vanguard Total International Stock Index Adm | — | — | — | $1.1M | 1.4% | |
| through 2043 - $ | — | — | — | $1.1M | 1.3% | |
| MFS Intl Diversification Fd R6 | — | — | — | $988K | 1.2% | |
| Vanguard Treasury Money Market In | — | — | — | $942K | 1.2% | |
| John Hancock John Hancock Disciplined Value Mid Cap R6 | — | — | — | $826K | 1.0% | |
| American Funds American Funds New World R6 | — | — | — | $682K | 0.8% | |
| BlackRock High Yield Bond Instl | — | — | — | $535K | 0.7% | |
| John Hancock Retirement Living 2015 Lftm R6 | — | — | — | $532K | 0.7% | |
| John Hancock Retirement Living 2010 Lftm R6 | — | — | — | $460K | 0.6% | |
| PGIM Global Total Returns Fund R6 | — | — | — | $406K | 0.5% | |
| JPMorgan Undiscovered Mgrs Behavioral Value R6 | — | — | — | $316K | 0.4% | |
| DWS RREEF Real Assets Fund R6 | — | — | — | $241K | 0.3% | |
| Janus Henderson Triton N | — | — | — | $213K | 0.3% | |
| Pioneer Strategic Income K | — | — | — | $145K | 0.2% | |
| John Hancock Retirement Living 2065 Lftm R6 | — | — | — | $6K | <0.1% |
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