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Original filing (PDF)20250627120507NAL0009386113001
COMMUNITY NATIONAL BANK
Form 5500
FILING_RECEIVED
COMMUNITY BANCORP & DESIGNATED SUBSIDIARIES RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
21% employer stockNo recordkeeper disclosed
Active participants
116
Accounts w/ balance
165
Plan assets (EOY)
$37.7M
Net assets (EOY)
$37.7M
How this plan invests
This plan
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- 21% of plan in employer / sponsor stock.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (0 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMMUNITY NATIONAL BANK.
Plan sponsor
Name
COMMUNITY NATIONAL BANK
EIN
03-0288082
Address
4811 US ROUTE 5 · NEWPORT, VT · 05855
Phone
(802) 334-7915
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-27
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BERRY, DUNN, MCNEIL & PARKER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FUTURE PLANNING ASSOCIATES, INC. | 03-0271340 | — | NONE | $2K | — |
Investments
13 direct securities· $37.2M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund Mutual Fund | — | — | — | $8.3M | 21.9% | |
| American Funds Target Date 2035 Mutual Fund ** 366 American Funds Target Date 2045 Mutual Fund ** 340 American Funds Target Date 2060 Mutual Fund ** 272 * Community Bancorp. Common Stock | — | — | — | $7.8M | 20.7% | |
| American Balanced Fund Mutual Fund | — | — | — | $6.3M | 16.7% | |
| Growth Fund of America, Inc. Mutual Fund | — | — | — | $5.5M | 14.4% | |
| T. Rowe Price Equity Income Fund Mutual Fund | — | — | — | $2.5M | 6.6% | |
| Fidelity Money Market Fund Money Market | — | — | — | $1.8M | 4.7% | |
| Royce Premier Investment Fund Mutual Fund | — | — | — | $1.8M | 4.7% | |
| EuroPacific Growth Fund Mutual Fund | — | — | — | $1.4M | 3.7% | |
| Dodge & Cox Balanced Fund Mutual Fund | — | — | — | $1.1M | 2.9% | |
| various maturities -0- | — | — | — | $369K | 1.0% | |
| Vanguard Short Term Bond Index Fund Mutual Fund | — | — | — | $367K | 1.0% | |
| American Funds Target Date 2030 Mutual Fund | — | — | — | $100K | 0.3% | |
| Federated Government Obligations Fund Money Market | — | — | — | $12K | <0.1% |
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