Original filing (PDF)20250723074139NAL0004920448001

ASPIRE LIVING & LEARNING, INC.

Name: ASPIRE LIVING & LEARNING, INC. — ASPIRE LIVING & LEARNING, INC. 403(B) PLAN, Form 5500 (2024)
Creator: ASPIRE LIVING & LEARNING, INC.

Form 5500

FILING_RECEIVED

ASPIRE LIVING & LEARNING, INC. 403(B) PLAN

403(b) retirement plan

Active participants

1,080

Accounts w/ balance

852

Plan assets (EOY)

$27.8M

Net assets (EOY)

$27.8M

How this plan invests

This plan

29 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASPIRE LIVING & LEARNING, INC..

Plan sponsor

Name

ASPIRE LIVING & LEARNING, INC.

EIN

03-0284103

Address

2096 AIRPORT ROAD · BARRE, VT · 05641

Phone

(802) 229-9515

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-23

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

2L · 403(b)(1) annuity

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

BDMP ASSURANCE, LLP

Trustee / custodian

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$48K	—
LINCOLN NATIONAL CORPORATION	35-0472300	—	SERVICE PROVIDER	$32K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp

Investments

29 direct securities· $27.1M(98% of reported assets)

Other securities

$26.9M

28 holdings

Common Stock

$161K

1 holding

					% of plan
Fidelity Freedom Index 2030 Instl Prem	Other securities	—	—	$5.0M	18.0%
Fidelity Freedom Index 2025 Instl Prem	Other securities	—	—	$2.7M	9.6%
Fidelity Freedom Index 2040 Instl Prem	Other securities	—	—	$2.6M	9.3%
Fidelity Freedom Index 2045 Instl Prem	Other securities	—	—	$2.5M	9.0%
Fidelity Freedom Index 2035 Instl Prem	Other securities	—	—	$2.5M	8.9%
Fidelity Freedom Index 2020 Instl Prem	Other securities	—	—	$2.0M	7.1%
Fidelity 500 Index	Other securities	—	—	$1.5M	5.4%
Fidelity Freedom Index 2050 Instl Prem	Other securities	—	—	$1.3M	4.8%
Fidelity Freedom Index 2055 Instl Prem	Other securities	—	—	$1.3M	4.6%
Fidelity Freedom Index 2015 Instl Prem	Other securities	—	—	$960K	3.5%
Empower Guaranteed Interest Fund	Other securities	—	—	$819K	2.9%
Fidelity Freedom Index 2060 Instl Prem	Other securities	—	—	$664K	2.4%
American Funds American Mutual R6	Other securities	—	—	$579K	2.1%
Fidelity Mid Cap Index	Other securities	—	—	$461K	1.7%
T. Rowe Price Blue Chip Growth	Other securities	—	—	$317K	1.1%
Lincoln Stable Value Account	Other securities	—	—	$311K	1.1%
Fidelity Total International Index	Other securities	—	—	$294K	1.1%
Fidelity US Bond Index	Other securities	—	—	$285K	1.0%
Fidelity Small Cap Index	Other securities	—	—	$222K	0.8%
Fidelity Freedom Index Inc Instl Prem	Common Stock	—	—	$161K	0.6%
Fidelity Freedom Index 2065 Instl Prem	Other securities	—	—	$138K	0.5%
FTSA US Choice Index	Other securities	—	—	$128K	0.5%
Allspring Special Mid Cap Value	Other securities	—	—	$101K	0.4%
Harbor Capital Small Cap Growth Fund Inv	Other securities	—	—	$99K	0.4%
Fidelity Freedom Index 2010 Instl Prem	Other securities	—	—	$80K	0.3%
Conestoga Small Cap Inst	Other securities	—	—	$67K	0.2%
Dodge & Cox Income Class X	Other securities	—	—	$59K	0.2%
MFS Mid Cap Growth R6	Other securities	—	—	$36K	0.1%
American Funds Europacific Gr R6	Other securities	—	—	$18K	<0.1%