Back to filter
Original filing (PDF)20250822094444NAL0008979264001
LAKE CHAMPLAIN TRANSPORTATION CO.
Form 5500
FILING_RECEIVED
LAKE CHAMPLAIN TRANSPORTATION CO. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
31% in single holding
Active participants
144
Accounts w/ balance
121
Plan assets (EOY)
$17.0M
Net assets (EOY)
$17.0M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "FID CONTRAFUND 247,671.676 shares" is 31% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LAKE CHAMPLAIN TRANSPORTATION CO..
Plan sponsor
Name
LAKE CHAMPLAIN TRANSPORTATION CO.
EIN
03-0259960
Address
KING STREET DOCK · BURLINGTON, VT · 054015293
Phone
(802) 864-9804
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-22
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MCSOLEY MCCOY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$371 | — |
Investments
28 direct securities · 1 pooled fund· $17.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.5M
28 holdings
Common Collective Trust
$1.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID CONTRAFUND 247,671.676 shares | — | — | — | $5.2M | 30.5% | |
| GG G RETIRE INC F35 GREAT GRAY TRUST COMPANY · EIN 20-5886387 / PN 082 | Common Collective Trust | — | — | $1.6M | 9.2% | |
| FID 500 INDEX 7,435.322 shares | — | — | — | $1.5M | 8.9% | |
| TRP RETIREMENT 2030 56,390.094 shares | — | — | — | $1.4M | 8.5% | |
| TRP RETIREMENT 2035 64,691.057 shares | — | — | — | $1.4M | 8.0% | |
| FID PURITAN 39,796.636 shares | — | — | — | $989K | 5.8% | |
| TRP RETIREMENT 2005 52,785.877 shares | — | — | — | $632K | 3.7% | |
| FID GROWTH COMPANY 15,101.890 shares | — | — | — | $609K | 3.6% | |
| TRP RETIREMENT 2050 29,762.858 shares | — | — | — | $564K | 3.3% | |
| TRP RETIREMENT 2025 32,339.824 shares | — | — | — | $535K | 3.1% | |
| TRP RETIREMENT 2055 24,425.125 shares | — | — | — | $486K | 2.8% | |
| MM MID CAP GRTH I 18,468.291 shares | — | — | — | $357K | 2.1% | |
| FID LOW PRICED STK 7,364.484 shares | — | — | — | $300K | 1.8% | |
| NB SMALL CAP GRTH R6 4,737.619 shares | — | — | — | $238K | 1.4% | |
| Participant loans 4.25% to 9.25% - | — | — | — | $237K | 1.4% | |
| DODGE & COX INCOME I 18,754.975 shares | — | — | — | $232K | 1.4% | |
| FID INTL INDEX 4,828.368 shares | — | — | — | $230K | 1.3% | |
| MFS VALUE R6 3,685.224 shares | — | — | — | $178K | 1.0% | |
| TRP RETIREMENT 2040 3,896.923 shares | — | — | — | $119K | 0.7% | |
| TRP RETIREMENT 2020 3,883.146 shares | — | — | — | $72K | 0.4% | |
| TRP RETIREMENT 2015 4,177.261 shares | — | — | — | $53K | 0.3% | |
| TRP RETIREMENT 2045 1,304.314 shares | — | — | — | $29K | 0.2% | |
| TRP RETIREMENT 2065 1,864.107 shares | — | — | — | $24K | 0.1% | |
| DFA US TARGET VAL I 569.889 shares | — | — | — | $20K | 0.1% | |
| TRP RETIREMENT 2060 983.822 shares | — | — | — | $16K | <0.1% | |
| MFS MID CAP VALUE R6 455.001 shares | — | — | — | $14K | <0.1% | |
| FID ASSET MGR 40% 834.659 shares | — | — | — | $11K | <0.1% | |
| TRP RETIREMENT 2010 244.654 shares | — | — | — | $4K | <0.1% | |
| AF INFL LINKED BD R6 324.123 shares | — | — | — | $3K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Transportation & Warehousing plans
PMTA / ILA - CONTAINERIZATION FUND
PMTA / ILA - CONTAINERIZATION FUND
$17.1M · 595 participants
SPI MARINE (USA), INC.
SPI MARINE (USA), INC. PROFIT SHARING PLAN
$17.3M · 17 participants
GOLDING BARGE LINE, INC.
GOLDING BARGE LINE, INC. 401(K) PLAN
$16.7M · 324 participants
BERARD TRANSPORTATION INC.
BERARD TRANSPORTATION, INC. 401(K) PROFIT SHARING PLAN
$16.5M · 73 participants
PORT IMPERIAL FERRY CORP.
PORT IMPERIAL FERRY CORP. 401(K) PLAN
$16.4M · 168 participants
RUBY MARINE, INCORPORATED
RUBY MARINE INCORPORATED PROFIT SHARING PLAN
$16.2M · 18 participants
Large plans in Vermont
THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN
THE UNIVERSITY OF VERMONT MEDICAL CENTER 403(B) PLAN
$2.2B · 13,241 participants
VERMONT INFORMATION PROCESSING, INC.
VERMONT INFORMATION PROCESSING, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$676.1M · 585 participants
PRESIDENT & FELLOWS OF MIDDLEBURY COLLEGE
MIDDLEBURY COLLEGE CORE RETIREMENT PLAN
$573.5M · 1,539 participants
NATIONAL LIFE INSURANCE COMPANY
NATIONAL LIFE GROUP 401(K) PLAN
$335.3M · 1,512 participants
KING ARTHUR BAKING COMPANY, INC.
KING ARTHUR EMPLOYEE STOCK OWNERSHIP PLAN
$328.2M · 296 participants
PRESIDENT & FELLOWS OF MIDDLEBURY COLLEGE
MIDDLEBURY COLLEGE VOLUNTARY RETIREMENT PLAN
$311.8M · 1,039 participants