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Original filing (PDF)20251013103351NAL0001115921001
PC CONSTRUCTION COMPANY
Form 5500
FILING_RECEIVED
INCENTIVE RETIREMENT PLAN FOR EMPLOYEES OF PC CONSTRUCTION COMPANY
401(k) retirement plan
Signals · 3
33% in single holding33% employer stockNo recordkeeper disclosed
Active participants
472
Accounts w/ balance
1,338
Plan assets (EOY)
$160.0M
Net assets (EOY)
$149.6M
How this plan invests
This plan
17 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
58
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "PC Construction Company Plan Sponsor - Common Stock 335,634.917 shares" is 33% of plan.
- 33% of plan in employer / sponsor stock.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PC CONSTRUCTION COMPANY.
Plan sponsor
Name
PC CONSTRUCTION COMPANY
EIN
03-0259783
Address
193 TILLEY DRIVE · SOUTH BURLINGTON, VT · 05403
Phone
(802) 651-1323
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2I · Stock bonus
2J · 401(k) feature
2K · 401(m) arrangement
2P · Leveraged ESOP
2Q · S-corporation ESOP
2S · Automatic enrollment
2T · Default investment account (QDIA)
3I · Requires investment in employer securities
Audit & trust (Schedule H)
Auditor
MCSOLEY MCCOY AND COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $121K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
19 direct securities · 17 pooled funds· $162.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$86.0M
19 holdings
Common Collective Trust
$63.3M
13 holdings
Pooled Separate Account
$12.6M
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PC Construction Company Plan Sponsor - Common Stock 335,634.917 shares | — | — | $40.0M | $53.3M | 33.3% | |
| PRIN LIFETIME HYB 2030 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | $413K | $17.1M | 10.7% | |
| PRIN LIFETIME HB 2040 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | $302K | $14.6M | 9.1% | |
| PRIN LIFETIME HY 2050 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | $275K | $14.6M | 9.1% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | $27K | $9.0M | 5.7% | |
| Guaranteed Fund Contract Guaranteed Investment Contract 479,555.579 units | — | — | $480K | $6.8M | 4.3% | |
| Vanguard Mid Cap Growth Index Fund Mutual Fund 46,361.100 shares | — | — | $46K | $5.1M | 3.2% | |
| MFS Growth Fund Mutual Fund 20,672.079 shares | — | — | $21K | $4.2M | 2.6% | |
| PRIN LIFETIME HYB 2020 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | $115K | $4.0M | 2.5% | |
| JP Morgan US Equity Fund Mutual Fund 116,317.159 shares | — | — | $116K | $2.9M | 1.8% | |
| PRIN LIFETIME HB 2035 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | $62K | $2.8M | 1.7% | |
| PRIN LIFETIME HY 2055 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | $48K | $2.6M | 1.6% | |
| PRIN LIFETIME HY 2060 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | $96K | $2.5M | 1.6% | |
| PRIN LIFETIME HB 2045 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | $44K | $2.2M | 1.4% | |
| Vanguard Value Index Fund Mutual Fund 31,807.727 shares | — | — | $32K | $2.1M | 1.3% | |
| Vanguard Small Cap Value Index Fund Mutual Fund 22,480.887 shares | — | — | $22K | $1.9M | 1.2% | |
| PRIN LIQUID ASSETS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 024 | Pooled Separate Account | — | — | $1.8M | 1.1% | |
| Principal Funds Inc. Money Market Fund 27,474.946 units | — | — | $27K | $1.8M | 1.1% | |
| Putnam Small Cap Growth Fund Mutual Fund 21,322.346 shares | — | — | $21K | $1.7M | 1.1% | |
| PRIN LIFETIME HYB 2025 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | $33K | $1.2M | 0.8% | |
| Dodge & Cox Income Fund Mutual Fund 95,390.519 shares | — | — | $95K | $1.2M | 0.7% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | $9K | $1.2M | 0.7% | |
| PRIN LIFETIME HY INC CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | $46K | $1.0M | 0.6% | |
| Participant loans 4.25% - 9.50% - | — | — | — | $1.0M | 0.6% | |
| PIMCO Income Fund Mutual Fund 89,647.306 shares | — | — | $90K | $943K | 0.6% | |
| Vanguard Mid Cap Index Fund Mutual Fund 2,879.003 shares | — | — | $3K | $941K | 0.6% | |
| New World Fund Inc Mutual Fund 11,217.239 shares | — | — | $11K | $863K | 0.5% | |
| American Century Mid-Cap Value Fund Mutual Fund 39,452.490 shares | — | — | $39K | $613K | 0.4% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | $5K | $563K | 0.4% | |
| PRIN LIFETIME HY 2065 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | $26K | $464K | 0.3% | |
| PIMCO International Bond Fund U.S. Dollar-Hedged Mutual Fund 41,509.807 shares | — | — | $42K | $412K | 0.3% | |
| PRIN LIFETIME HYB 2015 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | $4K | $126K | <0.1% | |
| (E) | — | — | — | $93K | <0.1% | |
| American Funds Inflation Linked Bond Fund Mutual Fund 10,149.885 shares | — | — | $10K | $93K | <0.1% | |
| (E) | — | — | — | $76K | <0.1% | |
| PRIN LIFETIME HYB 2070 CIT X PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | $6K | $76K | <0.1% |
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