Back to filter
Original filing (PDF)20250723152659NAL0010868274001
R.K. MILES, INC.
Form 5500
FILING_RECEIVED
R.K. MILES, INC. RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
256
Accounts w/ balance
373
Plan assets (EOY)
$27.2M
Net assets (EOY)
$27.2M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for R.K. MILES, INC..
Plan sponsor
Name
R.K. MILES, INC.
EIN
03-0141661
Address
618 DEPOT STREET · MANCHESTER CENTER, VT · 05255
Phone
(802) 549-5678
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MCSOLEY MCCOY AND CO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY HOLDING | 26-4310632 | — | — | $65K | — |
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $40K | — |
Investments
36 direct securities· $26.5M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF Lifecycle Index 2030 Fund Inst Mutual fund | — | — | — | $6.5M | 24.0% | |
| TIAA-CREF Lifecycle Index 2035 Fund Inst Mutual fund | — | — | — | $5.0M | 18.5% | |
| TIAA-CREF Lifecycle Index 2025 Fund Inst Mutual fund | — | — | — | $3.6M | 13.4% | |
| TIAA-CREF Lifecycle Index 2040 Fund Inst Mutual fund | — | — | — | $3.0M | 10.9% | |
| Nuveen Lifecycle Index 2045 Mutual fund | — | — | — | $2.2M | 8.0% | |
| TIAA-CREF Lifecycle Index 2020 Fund Inst Mutual fund | — | — | — | $1.5M | 5.6% | |
| TIAA-CREF Lifecycle Index 2050 Fund Inst Mutual fund | — | — | — | $1.3M | 4.9% | |
| TIAA-CREF Lifecycle Index 2055 Fund Inst Mutual fund | — | — | — | $730K | 2.7% | |
| TIAA-CREF Lifecycle Index 2060 Fund Inst Mutual fund | — | — | — | $587K | 2.2% | |
| Cash 437 * The Standard Stable Asset Fund A Guaranteed contract | — | — | — | $579K | 2.1% | |
| Fidelity 500 Index Fund Mutual fund | — | — | — | $288K | 1.1% | |
| Vanguard Utilities Index Adm Mutual fund | — | — | — | $196K | 0.7% | |
| Fidelity Inter Index Fund Mutual fund | — | — | — | $177K | 0.7% | |
| Columbia Glbl Tech Growth Instl Mutual fund | — | — | — | $144K | 0.5% | |
| MFS Massachusetts Investors Gr Stk R5 Mutual fund | — | — | — | $93K | 0.3% | |
| Vanguard Equity Income Fund Adm Mutual fund | — | — | — | $72K | 0.3% | |
| Voya Intermediate Bond R6 Mutual fund | — | — | — | $68K | 0.2% | |
| American Funds New Perspective R6 Mutual fund | — | — | — | $45K | 0.2% | |
| TIAA-CREF Lifecycle Index 2015 Fund Inst Mutual fund | — | — | — | $44K | 0.2% | |
| American Balanced Fund R6 Mutual fund | — | — | — | $37K | 0.1% | |
| Fidelity Mid Cap Index Fd Mutual fund | — | — | — | $35K | 0.1% | |
| Participant loans 4.25-9.50% - | — | — | — | $29K | 0.1% | |
| Vanguard Real Estate Index Adm Mutual fund | — | — | — | $24K | <0.1% | |
| Fidelity Small Cap Index Fd Instl Premium Cl Mutual fund | — | — | — | $21K | <0.1% | |
| Vanguard Sm Cap Index Fund Adm Mutual fund | — | — | — | $14K | <0.1% | |
| Goldman Sachs Partners Intl Mutual fund | — | — | — | $12K | <0.1% | |
| Fidelity U.S. Bond Index Mutual fund | — | — | — | $11K | <0.1% | |
| DFA Inflation Prot Secs Mutual fund | — | — | — | $11K | <0.1% | |
| Pimco Int Bond USD Hedged Inst Mutual fund | — | — | — | $11K | <0.1% | |
| Pimco Income Fund Inst Mutual fund | — | — | — | $11K | <0.1% | |
| Virtus Kar Mid-Cap R6 Mutual fund | — | — | — | $10K | <0.1% | |
| Invesco Small Cap Value Mutual fund | — | — | — | $10K | <0.1% | |
| Mass Mutual Prem High Yield I Mutual fund | — | — | — | $4K | <0.1% | |
| Vanguard Financials Index Adm Mutual fund | — | — | — | $4K | <0.1% | |
| DFA Emerging Markets Core Equity Portfolio Mutual fund | — | — | — | $1K | <0.1% | |
| TIAA-CREF Lifecycle Index Retirement Income Fund Instl Mutual fund | — | — | — | $1K | <0.1% |
Related plans
Other plans using MORGAN STANLEY SMITH BARNEY HOLDING
THE BOYS LATIN SCHOOL OF MARYLAND, INC.
THE BOYS' LATIN SCHOOL RETIREMENT PLAN
$48.3M · 135 participants
LUTHERAN CHILD AND FAMILY SERVICES OF ILLINOIS
403(B) THRIFT PLAN OF LUTHERAN CHILD AND FAMILY SERVICES OF ILLINOIS
$12.8M · 466 participants
BASIC AMERICAN, INC.
PENSION PLAN BASIC AMERICAN FOODS
$12.5M · 107 participants
TRENDYMINDS, LLC
TRENDYMINDS, LLC RETIREMENT PLAN
$7.0M · 154 participants
HUTTIG BUILDING PRODUCTS
HUTTIG BUILDING PRODUCTS INC SAVINGS & PROFIT SHARING PLAN
$0
Similar-size Retail Trade plans
ALPINE LUMBER COMPANY
ALPINE LUMBER COMPANY 401(K) PLAN
$28.0M · 600 participants
LEZZER HOLDINGS, INC.
LEZZER HOLDINGS, INC. 401(K) PLAN
$26.2M · 462 participants
DYKES LUMBER COMPANY INC.
DYKES LUMBER COMPANY INC 401K) PROFIT SHARING PLAN AND TRUST
$26.2M · 66 participants
STOREHOUSE MULTIPLE EMPLOYER PLAN BOARD OF DIRECTORS
STOREHOUSE MULTIPLE EMPLOYER PLAN ADOPTED BY DUNN LUMBER CO., INC.
$26.1M · 399 participants
N.A. MANS & SONS, INC.
N.A. MANS & SONS INC. 401(K) PLAN
$28.6M · 245 participants
NU WAY CONCRETE FORMS, INC.
NU WAY CONCRETE FORMS, INC. PROFIT SHARING PLAN
$28.9M · 162 participants
Large plans in Vermont
THE UNIVERSITY OF VERMONT HEALTH NETWORK 403B) RETIREMENT SAVINGS PLAN
THE UNIVERSITY OF VERMONT MEDICAL CENTER 403(B) PLAN
$2.2B · 13,241 participants
VERMONT INFORMATION PROCESSING, INC.
VERMONT INFORMATION PROCESSING, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$676.1M · 585 participants
PRESIDENT & FELLOWS OF MIDDLEBURY COLLEGE
MIDDLEBURY COLLEGE CORE RETIREMENT PLAN
$573.5M · 1,539 participants
NATIONAL LIFE INSURANCE COMPANY
NATIONAL LIFE GROUP 401(K) PLAN
$335.3M · 1,512 participants
KING ARTHUR BAKING COMPANY, INC.
KING ARTHUR EMPLOYEE STOCK OWNERSHIP PLAN
$328.2M · 296 participants
PRESIDENT & FELLOWS OF MIDDLEBURY COLLEGE
MIDDLEBURY COLLEGE VOLUNTARY RETIREMENT PLAN
$311.8M · 1,039 participants