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Original filing (PDF)20251009193741NAL0007053633001
LEW A. CUMMINGS CO., INC.
Form 5500
FILING_RECEIVED
LEW A. CUMMINGS CO., INC. 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 2
27% in single holdingNo recordkeeper disclosed
Active participants
101
Accounts w/ balance
85
Plan assets (EOY)
$10.2M
Net assets (EOY)
$10.2M
How this plan invests
This plan
1 pooled trust
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "American Funds 2025 Target Date R6" is 27% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LEW A. CUMMINGS CO., INC..
Plan sponsor
Name
LEW A. CUMMINGS CO., INC.
EIN
02-0231580
Address
P.O. BOX 16495 · HOOKSETT, NH · 03106
Phone
(603) 625-6901
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
UHY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ BENEFITS AND INSURANCE SERVICE | — | HOUSTON, TX | THIRD PARTY ADMIN | $0 | — |
Investments
43 direct securities · 1 pooled fund· $20.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$10.9M
43 holdings
Pooled Separate Account
$9.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VOYA RETIREMENT SEPARATE ACCOUNT D VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $9.4M | 92.3% | |
| American Funds 2025 Target Date R6 | — | — | — | $2.9M | 28.4% | |
| American Funds 2030 Target Date R6 | — | — | — | $2.3M | 22.2% | |
| American Funds 2035 Target Date R6 | — | — | — | $1.9M | 18.7% | |
| American Funds 2040 Target Date R6 | — | — | — | $595K | 5.9% | |
| Voya Life Insurance & Annuity Co. Voya Fixed Account | — | — | — | $572K | 5.6% | |
| Fidelity 500 Index Fund | — | — | — | $536K | 5.3% | |
| American Funds 2050 Target Date R6 | — | — | — | $374K | 3.7% | |
| American Funds 2060 Target Date R6 | — | — | — | $178K | 1.7% | |
| American Funds 2045 Target Date R6 | — | — | — | $157K | 1.5% | |
| Notes Receivable from Participants 5.25% -10.50% - | — | — | — | $134K | 1.3% | |
| Pfizer Inc. 4,000 shares | — | — | $111K | $117K | 1.1% | |
| PIMCO Income Instl CL 9,533.76 shares | — | — | $100K | $103K | 1.0% | |
| Carmax Inc. 1,250 shares | — | — | $89K | $86K | 0.8% | |
| AB Large Cap Growth Fund Z | — | — | — | $82K | 0.8% | |
| Baird Aggregate Bond Fund Inst | — | — | — | $81K | 0.8% | |
| American Funds 2055 Target Date R6 | — | — | — | $70K | 0.7% | |
| Flywire Corp. VTG 3,500 shares | — | — | $56K | $63K | 0.6% | |
| Starbucks Corp. 600 shares | — | — | $48K | $60K | 0.6% | |
| Toast Inc. CL A 2,000 shares | — | — | $49K | $52K | 0.5% | |
| Fidelity Mid Cap Index Fd | — | — | — | $51K | 0.5% | |
| Fidelity Sm Cp Ind Fund | — | — | — | $47K | 0.5% | |
| Columbia Dividend Income Fund I3 | — | — | — | $41K | 0.4% | |
| Zoetis Inc. 200 shares | — | — | $32K | $38K | 0.4% | |
| Generac Holdings Inc. 250 shares | — | — | $29K | $36K | 0.4% | |
| Aon PLC 100 shares | — | — | $30K | $35K | 0.3% | |
| PGIM High Yield Fund R6 | — | — | — | $33K | 0.3% | |
| Blackstone Inc. 200 shares | — | — | $25K | $30K | 0.3% | |
| Evolent Health Inc. CL A 1,500 shares | — | — | $33K | $27K | 0.3% | |
| Deere & Co 70 shares | — | — | $28K | $27K | 0.3% | |
| Pool Corp. 75 shares | — | — | $28K | $26K | 0.3% | |
| JPMorgan Mid Cap Growth Fund R6 | — | — | — | $25K | 0.2% | |
| Lowes Companies Inc. 75 shares | — | — | $16K | $19K | 0.2% | |
| Johnson & Johnson 130 shares | — | — | $21K | $19K | 0.2% | |
| American Funds 2010 Target Date R6 | — | — | — | $17K | 0.2% | |
| MFS Mid Cap Value Fund R6 | — | — | — | $16K | 0.2% | |
| Fidelity International Idx Fd | — | — | — | $16K | 0.2% | |
| Irythm Technologies Inc. 160 shares | — | — | $18K | $12K | 0.1% | |
| Costar Group Inc. 150 shares | — | — | $13K | $12K | 0.1% | |
| Wal-Mart Stores 100 shares | — | — | $17K | $8K | <0.1% | |
| Sprout Social Inc. CL A 250 shares | — | — | $13K | $7K | <0.1% | |
| Putnam Small Cap Growth Fund R6 | — | — | — | $5K | <0.1% | |
| American Funds 2015 Target Date R6 ** 80 American Funds 2020 Target Date R6 | — | — | — | $4K | <0.1% | |
| MFS International Growth Fund R6 | — | — | — | $3K | <0.1% |