Original filing (PDF)20251014111600NAL0003765264001

BREWSTER ACADEMY

Name: BREWSTER ACADEMY — BREWSTER ACADEMY RETIREMENT PLAN, Form 5500 (2024)
Creator: BREWSTER ACADEMY

Form 5500

FILING_RECEIVED

BREWSTER ACADEMY RETIREMENT PLAN

403(b) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

154

Accounts w/ balance

388

Plan assets (EOY)

$32.1M

Net assets (EOY)

$32.1M

How this plan invests

This plan

1 pooled trust

Schedule D

64 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Helping the score

Below-peer total fees (14 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BREWSTER ACADEMY.

Plan sponsor

Name

BREWSTER ACADEMY

EIN

02-0223317

Address

80 ACADEMY DR. · WOLFEBORO, NH · 03894

Phone

(603) 569-7106

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

BDMP ASSURANCE, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
TIAA	13-1624203	—	NONE	$35K	—
CAPFINANCIAL PARTNERS, LLC	26-0058143	—	NONE	$9K	—
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	NONE	$240	—

Investments

63 direct securities · 1 pooled fund· $32.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$31.3M

63 holdings

Pooled Separate Account

$733K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
TIAA and CREF TIAA Traditional Annuity	—	—	—	$6.9M	21.5%
TIAA and CREF Stock R1	—	—	—	$3.1M	9.5%
Vanguard Ttl Stk Mkt Idx Adm	—	—	—	$2.4M	7.5%
TIAA and CREF Growth R1	—	—	—	$1.6M	5.0%
TIAA and CREF Equity Index R1	—	—	—	$1.6M	4.9%
TIAA and CREF TIAA-CREF Lifecycle 2040 R6	—	—	—	$1.3M	4.1%
TIAA and CREF TIAA-CREF Lifecycle 2030 R6	—	—	—	$1.3M	4.0%
TIAA and CREF Global Equities R1	—	—	—	$1.2M	3.7%
TIAA and CREF TIAA-CREF Lifecycle 2035 R6	—	—	—	$1.2M	3.6%
TIAA and CREF Stock R4	—	—	—	$1.1M	3.6%
TIAA and CREF TIAA-CREF Lifecycle 2045 R6	—	—	—	$1.1M	3.5%
JPMorgan Large Cap Growth R6	—	—	—	$1.1M	3.4%
TIAA and CREF TIAA-CREF Lifecycle 2050 R6	—	—	—	$1.1M	3.3%
MFS Intnl Diversification R4	—	—	—	$828K	2.6%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$733K	2.3%
TIAA and CREF TIAA-CREF Lifecycle 2055 R6	—	—	—	$534K	1.7%
JPMorgan Equity Income Select	—	—	—	$480K	1.5%
Vanguard Ttl Intl Stk Idx Adm	—	—	—	$385K	1.2%
Vanguard Small-Cap Idx Adm	—	—	—	$342K	1.1%
TIAA and CREF Social Choice R1	—	—	—	$333K	1.0%
Vanguard Treasury MoneyMkt Inv	—	—	—	$298K	0.9%
TIAA and CREF TIAA Access Intl Equity T2	—	—	—	$279K	0.9%
Vanguard Mid-Cap Idx Adm	—	—	—	$278K	0.9%
TIAA and CREF TIAA-CREF Lifecycle 2025 R6	—	—	—	$239K	0.7%
TIAA and CREF Core Bond R1	—	—	—	$215K	0.7%
TIAA and CREF TIAA-CREF Lifecycle 2015 R6 ** 62 * TIAA and CREF TIAA-CREF Lifecycle 2020 R6	—	—	—	$200K	0.6%
TIAA and CREF Money Market R1	—	—	—	$188K	0.6%
TIAA and CREF TIAA Access Lrg Cap Val T2	—	—	—	$182K	0.6%
TIAA and CREF Social Choice R4	—	—	—	$176K	0.5%
TIAA and CREF TIAA Access Qt Sm Cp Eq T2	—	—	—	$152K	0.5%
Vanguard Ttl Bd Mkt Idx Adm	—	—	—	$144K	0.4%
Fidelity Freedom 2020	—	—	—	$126K	0.4%
TIAA and CREF TIAA Access Mid Cap Val T2	—	—	—	$119K	0.4%
TIAA and CREF Inflation-Linked Bond R1	—	—	—	$113K	0.4%
TIAA and CREF TIAA-CREF Lifecycle 2060 R6	—	—	—	$90K	0.3%
Vanguard Infl Protect Sec Adm	—	—	—	$76K	0.2%
TIAA and CREF TIAA Access Sm Cp Bl Ix T2	—	—	—	$73K	0.2%
TIAA and CREF TIAA Access RlEstSecSel T2	—	—	—	$68K	0.2%
TIAA and CREF TIAA Access LifCyc 2030 T2	—	—	—	$56K	0.2%
BlackRock High Yield Inst	—	—	—	$53K	0.2%
TIAA and CREF TIAA-CREF Lifecycle 2065 R6	—	—	—	$42K	0.1%
TIAA and CREF TIAA Access LgCp Res Eq T2	—	—	—	$38K	0.1%
Fidelity Freedom 2050	—	—	—	$33K	0.1%
Fidelity Freedom 2035	—	—	—	$33K	0.1%
Fidelity Freedom 2030	—	—	—	$30K	<0.1%
TIAA and CREF TIAA Access LifCyc 2035 T2	—	—	—	$26K	<0.1%
TIAA and CREF TIAA Access Core Pl Bd T2	—	—	—	$21K	<0.1%
Fidelity New Millen	—	—	—	$20K	<0.1%
TIAA and CREF TIAA Access LifCyc 2010 T2 ** 333 * TIAA and CREF TIAA Access LifCyc 2020 T2	—	—	—	$17K	<0.1%
Fidelity Contrafund	—	—	—	$17K	<0.1%
Fidelity Freedom 2055	—	—	—	$16K	<0.1%
TIAA and CREF TIAA Access LifCyc 2040 T2	—	—	—	$13K	<0.1%
TIAA and CREF TIAA Access Core Equity T2	—	—	—	$12K	<0.1%
TIAA and CREF TIAA Access LfCy Rt Inc T2	—	—	—	$11K	<0.1%
Fidelity NASDAQ Comp Indx	—	—	—	$10K	<0.1%
Fidelity Large Cap Stock	—	—	—	$8K	<0.1%
Fidelity Capital Apprec	—	—	—	$7K	<0.1%
TIAA and CREF TIAA Access Lrg Cap Gr T2	—	—	—	$6K	<0.1%
TIAA and CREF TIAA-CREF Lifecycle 2010 R6	—	—	—	$6K	<0.1%
Fidelity Global Commodity Stock	—	—	—	$5K	<0.1%
TIAA and CREF TIAA Access Mid Cap Grw T2	—	—	—	$5K	<0.1%
Fidelity Natural Res	—	—	—	$5K	<0.1%
Fidelity Freedom 2045	—	—	—	$2K	<0.1%
TIAA and CREF TIAA Access Equity Idx T2	—	—	—	$1K	<0.1%