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Original filing (PDF)20251007155241NAL0004806705001
ASSOCIATED GROCERS OF NEW ENGLAND, INC.
Form 5500
FILING_RECEIVED
ASSOCIATED GROCERS 401(K) SAVINGS PLAN TRUST ACCOUNT
401(k) retirement plan
Active participants
1,633
Accounts w/ balance
1,120
Plan assets (EOY)
$76.7M
Net assets (EOY)
$76.7M
How this plan invests
This plan
5 pooled trusts
Schedule D
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 51 bps in Schedule C fees — 219% above peer band of 16 bps.
- 69% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASSOCIATED GROCERS OF NEW ENGLAND, INC..
Plan sponsor
Name
ASSOCIATED GROCERS OF NEW ENGLAND, INC.
EIN
02-0218229
Address
11 COOPERATIVE WAY · P.O. BOX 6000 · PEMBROKE, NH · 03275
Phone
(603) 223-6710
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2U · Association Retirement Plan
Audit & trust (Schedule H)
Auditor
BDMP ASSURANCE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $304K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE ANGELL PENSION GROUP, INC. | 04-2530412 | — | THIRD PARTY ADMIN | $0 | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVIES, INC | 36-4291971 | — | INVESTMENT PROVIDER | $81K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $6K | — |
Investments
17 direct securities · 5 pooled funds· $75.6M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$57.7M
17 holdings
Pooled Separate Account
$17.9M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| At contract value * Empower general account Insurance contract | — | — | — | $11.5M | 14.9% | |
| FIDELITY 500 INDEX FIDELITY INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $10.6M | 13.9% | |
| BlackRock LifePath Index Retirement K | — | — | — | $9.7M | 12.6% | |
| BlackRock LifePath Index 2030 K | — | — | — | $9.6M | 12.6% | |
| BlackRock LifePath Index 2040 K | — | — | — | $8.9M | 11.5% | |
| BlackRock LifePath Index 2050 K | — | — | — | $3.9M | 5.1% | |
| FIDELITY MID CAP INDEX FIDELITY INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $2.9M | 3.8% | |
| VANGUARD EQUITY-INCOME ADM VANGUARD · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $2.4M | 3.1% | |
| BlackRock LifePath Index 2035 K | — | — | — | $2.0M | 2.6% | |
| Fidelity US Bond Index | — | — | — | $2.0M | 2.6% | |
| BlackRock LifePath Index 2045 K | — | — | — | $1.9M | 2.5% | |
| BlackRock LifePath Index 2055 K | — | — | — | $1.8M | 2.4% | |
| At fair value American Beacon Large Cap Growth Z | — | — | — | $1.6M | 2.0% | |
| MFS International Growth R6 | — | — | — | $1.5M | 1.9% | |
| VANGUARD TOTAL INTL STOCK INDEX ADM DIMENSIONAL FUND ADVISORS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $1.4M | 1.9% | |
| Vanguard Explorer Admiral | — | — | — | $683K | 0.9% | |
| maturities through 2034 -0- | — | — | — | $674K | 0.9% | |
| Fidelity Small Cap Index | — | — | — | $558K | 0.7% | |
| BlackRock LifePath Index 2060 K | — | — | — | $540K | 0.7% | |
| Baird Core Plus Bond Inst | — | — | — | $538K | 0.7% | |
| DFA US TARGETED VAL I DIMENSIONAL FUND ADVISORS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $519K | 0.7% | |
| BlackRock LifePath Index 2065 K | — | — | — | $473K | 0.6% |