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Original filing (PDF)20251013081847NAL0000397667001
FIRSTLIGHT FIBER, INC.
Form 5500
FILING_RECEIVED
FIRSTLIGHT FIBER, INC. 401K PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
494
Accounts w/ balance
654
Plan assets (EOY)
$73.1M
Net assets (EOY)
$73.1M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRSTLIGHT FIBER, INC..
Plan sponsor
Name
FIRSTLIGHT FIBER, INC.
EIN
01-0656735
Address
12 METRO PARK ROAD · ALBANY, NY · 12205
Phone
(315) 940-5907
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BST AND CO CPAS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $26K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | 43-1451524 | — | ADVISOR | $50K | — |
| FAST 401K INC DBA EPLAN SVC INC | 04-6568107 | — | PENSION CONSULTANT | $25K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
27 direct securities · 1 pooled fund· $73.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$69.5M
27 holdings
Common Collective Trust
$3.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANG TARGET RET 2045 Mutual Fund | — | — | — | $13.2M | 18.0% | |
| FID 500 INDEX Mutual Fund | — | — | — | $9.1M | 12.5% | |
| FID BALANCED K Mutual Fund | — | — | — | $7.1M | 9.7% | |
| VANG TARGET RET 2035 Mutual Fund | — | — | — | $6.1M | 8.4% | |
| FID LG CAP GR IDX Mutual Fund | — | — | — | $5.1M | 7.0% | |
| FID MID CAP IDX Mutual Fund | — | — | — | $4.6M | 6.3% | |
| TRP STABLE VALUE Q T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 003 | Common Collective Trust | — | — | $3.7M | 5.0% | |
| DODGE & COX STOCK X Mutual Fund | — | — | — | $3.5M | 4.8% | |
| AF CAP WORLD G&I R6 Mutual Fund | — | — | — | $3.2M | 4.4% | |
| MORGAN STANLEY INSTITUTIONAL ADVANTAGE Mutual Fund | — | — | — | $2.8M | 3.9% | |
| VANG SMCP GR IDX ADM Mutual Fund | — | — | — | $2.4M | 3.2% | |
| VANG SM CAP IDX ADM Mutual Fund | — | — | — | $1.9M | 2.7% | |
| VANG TREASURY MM Cash Held for Investment | — | — | — | $1.5M | 2.0% | |
| DFA EMRG MKT CORE EQ Mutual Fund | — | — | — | $1.4M | 1.9% | |
| VANG TARGET RET 2040 Mutual Fund | — | — | — | $1.3M | 1.7% | |
| VANG TARGET RET 2025 Mutual Fund | — | — | — | $1.2M | 1.6% | |
| VANG TARGET RET 2055 Mutual Fund | — | — | — | $1.1M | 1.5% | |
| Participant Notes Receivable 5.25%-10.50% | — | — | — | $1.1M | 1.4% | |
| VANG GNMA ADM Mutual Fund | — | — | — | $817K | 1.1% | |
| Identity of Issue, Borrower, Rate of Interest, Collateral, (d) (e) of Party Lessor, or Similar Party and Par or Maturity Value Cost (1) Current Value MSIF INTL ADV PTF I Mutual Fund | — | — | — | $761K | 1.0% | |
| VANG TARGET RET 2050 Mutual Fund | — | — | — | $438K | 0.6% | |
| DFA SH DUR RL RET IS Mutual Fund | — | — | — | $383K | 0.5% | |
| JPM MID CAP GRTH R6 Mutual Fund | — | — | — | $234K | 0.3% | |
| VANG TARGET RET 2030 Mutual Fund | — | — | — | $232K | 0.3% | |
| VANG TARGET RET 2060 Mutual Fund | — | — | — | $59K | <0.1% | |
| VANG TARGET RET 2065 Mutual Fund | — | — | — | $45K | <0.1% | |
| VANG TARGET RET 2020 Mutual Fund | — | — | — | $11K | <0.1% | |
| VANG TARGET RET 2070 Mutual Fund | — | — | — | $6K | <0.1% |
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