Original filing (PDF)20250916100201NAL0001242115001

EASTERN MAINE HEALTHCARE SYSTEMS D/B/A NORTHERN LIGHT HEALTH

Name: EASTERN MAINE HEALTHCARE SYSTEMS D/B/A NORTHERN LIGHT HEALTH — NORTHERN LIGHT HEALTH RETIREMENT PARTNERSHIP PLAN, Form 5500 (2024)
Creator: EASTERN MAINE HEALTHCARE SYSTEMS D/B/A NORTHERN LIGHT HEALTH

Form 5500

FILING_RECEIVED

NORTHERN LIGHT HEALTH RETIREMENT PARTNERSHIP PLAN

Defined-benefit pension plan

Signals · 1

6 service providers

Active participants

4,302

Accounts w/ balance

Plan assets (EOY)

$298.9M

Net assets (EOY)

$298.7M

How this plan invests

This plan

15 pooled trusts

Schedule D

38 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

29 bps in Schedule C fees — 188% above peer band of 10 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EASTERN MAINE HEALTHCARE SYSTEMS D/B/A NORTHERN LIGHT HEALTH.

Plan sponsor

Name

EASTERN MAINE HEALTHCARE SYSTEMS D/B/A NORTHERN LIGHT HEALTH

EIN

01-0527066

Address

43 WHITING HILL RD · BREWER, ME · 04412

Phone

(207) 973-7868

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-16

Pension benefit codes

1A · Pay-related DB formula

1C · Cash balance or similar hybrid DB

1F · Section 414(k) arrangement

2H · Partial participant-directed accounts

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

BDMP ASSURANCE, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

6 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INST OPER CO	04-2647786	CINCINNATI, OH	RECORDKEEPER	$69K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
NEPC, LLC	26-1429809	BOSTON, MA	INVESTMENT ADVISOR	$233K	—
USI CONSULTING GROUP	06-1053228	TOLEDO, OH	CONSULTANT	$162K	—

Trustee

Name	EIN	Location	Relation	Direct comp	Indirect comp
NORTHERN TRUST COMPANY	36-1561860	CHICAGO, IL	TRUSTEE	$380K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
BERRY DUNN	01-0523282	PORTLAND, ME	AUDITOR	$11K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
THE SNOWMAN GROUP	01-0309583	HERMON, ME	DOCUMENT PRINTING	$6K	—

Investments

24 direct securities · 15 pooled funds· $281.1M(94% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$257.0M

15 holdings

Uncategorized

$24.1M

24 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
SSGA S&P 500 R FLAGSHIP NON-LENDING STATE STREET BANK AND TRUST COMPANY · EIN 04-0025081 / PN 004	Common Collective Trust	—	$35.1M	$40.2M	13.4%
STATE STREET 3-10 YEAR US CREDIT IN STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 480	Common Collective Trust	—	$33.2M	$34.5M	11.5%
STATE STREET LONG US CREDIT CORP BO STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 45-6204345 / PN 001	Common Collective Trust	—	$31.2M	$30.7M	10.3%
STATE STREET US TREASURY INDEX NL C STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 85-1553502 / PN 001	Common Collective Trust	—	$25.6M	$25.7M	8.6%
STATE STREET FTSE RAFI US 1000 IDX STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 06-6556853 / PN 001	Common Collective Trust	—	$18.4M	$21.6M	7.2%
NCS GROUP TRUST - GLOBAL FUND BNY MELLON INVESTMENT MANGEMENT CAYMAN LTD · EIN 76-6192146 / PN 003	Common Collective Trust	—	$16.6M	$15.9M	5.3%
LINDSELL TRAIN GLOBAL EQUITY LLC LINDSELL TRAIN GLOBAL EQUITY LLC · EIN 35-2496423 / PN 000	Common Collective Trust	—	$14.8M	$15.6M	5.2%
STATE STREET 20 YEAR US TREASURY ST STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 169	Common Collective Trust	—	$13.8M	$12.8M	4.3%
GQG PARTNERS GLOBAL EQUITY FUND CIT RELIANCE TRUST COMPANY · EIN 82-6251411 / PN 010	Common Collective Trust	—	$9.5M	$12.6M	4.2%
STATE STREET RUSSELL SM CAP COMPLET STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 021	Common Collective Trust	—	$10.6M	$12.4M	4.2%
PIMCO Fds Pac Invt Mgmt Ser All Ast Fd Instl CL Multi-Asset Fund	—	—	$10.8M	$10.6M	3.5%
WILLIAM BLAIR EMERGING MARKETS GROW GLOBAL TRUST COMPANY · EIN 27-6331814 / PN 003	Common Collective Trust	—	$9.3M	$10.5M	3.5%
STATE STREET MSCI EAFE 100 HEDGED T STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 455	Common Collective Trust	—	$9.4M	$10.5M	3.5%
NTGI COLTV STIF Registered Common Collective Trust	—	—	$5.7M	$5.7M	1.9%
NT COLLECTIVE GOVERNMENT SHORT TERM NORTHERN TRUST INVESTMENTS, INC. · EIN 45-6138589 / PN 068	Common Collective Trust	—	—	$5.7M	1.9%
STATE STREET MSCI EMERGING MARKETS STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 163	Common Collective Trust	—	$4.0M	$4.2M	1.4%
STATE STREET MSCI EAFE SM CAP INDEX STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 164	Common Collective Trust	—	$4.0M	$4.1M	1.4%
Arena Short Duration High Yield Fund LP Liability Hedging Asset Fund	—	—	$3.0M	$3.3M	1.1%
Fidelity FDM Index 2030 IPR Institutional Mutual Fund	—	—	$618K	$743K	0.2%
Fidelity Puritan Institutional Mutual Fund	—	—	$619K	$719K	0.2%
Fidelity 500 Index Institutional Mutual Fund	—	—	$382K	$577K	0.2%
Lincoln Stable Value Group Annuity Contract	—	—	$447K	$447K	0.1%
Fidelity FDM Index 2025 IPR Institutional Mutual Fund	—	—	$256K	$296K	<0.1%
Fidelity FDM Index 2035 IPR Institutional Mutual Fund	—	—	$219K	$275K	<0.1%
JPM Core Plus Bond R6 Institutional Mutual Fund	—	—	$264K	$244K	<0.1%
Vanguard GRTH INDEX INST Institutional Mutual Fund	—	—	$83K	$226K	<0.1%
Vanguard S&P MC400 IS Institutional Mutual Fund	—	—	$88K	$175K	<0.1%
Fidelity Infl Pr Bd Index Institutional Mutual Fund	—	—	$172K	$152K	<0.1%
Fidelity FDM Index 2020 IPR Institutional Mutual Fund	—	—	$125K	$139K	<0.1%
Fidelity FDM Index 2040 IPR Institutional Mutual Fund	—	—	$95K	$125K	<0.1%
Fidelity International Index Institutional Mutual Fund	—	—	$68K	$74K	<0.1%
Fidelity Diversified International K6 Institutional Mutual Fund	—	—	$60K	$73K	<0.1%
Fidelity Large Cap Value Index Institutional Mutual Fund	—	—	$43K	$54K	<0.1%
Fidelity FDM Index Inc IPR Institutional Mutual Fund	—	—	$44K	$47K	<0.1%
FH MDT SMCAP GRTH I Institutional Mutual Fund	—	—	$26K	$30K	<0.1%
Fidelity U.S. Bond Index Institutional Mutual Fund	—	—	$11K	$10K	<0.1%
Fidelity FDM Index 2050 IPR Institutional Mutual Fund	—	—	$9K	$10K	<0.1%
Vanguard SM CAP IDX INST Institutional Mutual Fund	—	—	$6K	$9K	<0.1%
Fidelity Sm Cap Value Index Institutional Mutual Fund	—	—	$4K	$5K	<0.1%