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Original filing (PDF)20251002123712NAL0000462641001
WRIGHT-RYAN CONSTRUCTION, INC.
Form 5500
FILING_RECEIVED
WRIGHT-RYAN CONSTRUCTION, INC. EMPLOYEE STOCK OWNERSHIP 401(K) PLAN
401(k) retirement plan
Signals · 2
68% in single holding68% employer stock
Active participants
98
Accounts w/ balance
132
Plan assets (EOY)
$53.4M
Net assets (EOY)
$53.3M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
50
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Wright-Ryan Construction, Inc. common stock Company common stock" is 68% of plan.
- 68% of plan in employer / sponsor stock.
Helping the score
- Below-peer total fees (2 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WRIGHT-RYAN CONSTRUCTION, INC..
Plan sponsor
Name
WRIGHT-RYAN CONSTRUCTION, INC.
EIN
01-0395961
Address
10 DANFORTH STREET · PORTLAND, ME · 041014567
Phone
(207) 773-3625
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2I · Stock bonus
3I · Requires investment in employer securities
2P · Leveraged ESOP
2Q · S-corporation ESOP
2E · Profit-sharing
2F · ERISA section 404(c)
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARON AND BLETZER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | — | ROCHESTER, NY | RECORDKEEPER | $8K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | SHAREHOLDER SERVICING | $0 | — |
Investments
23 direct securities· $53.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Wright-Ryan Construction, Inc. common stock Company common stock | — | — | $100K | $36.5M | 68.4% | |
| Vanguard Total Stock Market Index Fund Admiral " | — | — | — | $3.4M | 6.4% | |
| Vanguard Growth Index Fund Admiral " | — | — | — | $1.5M | 2.8% | |
| Vanguard Target Retirement 2035 Fund I " | — | — | — | $1.2M | 2.3% | |
| Vanguard Total Bond Market Index Admiral " | — | — | — | $1.2M | 2.3% | |
| Schwab Bank Savings Interest bearing cash | — | — | — | $1.2M | 2.2% | |
| Dodge & Cox Stock Fund " | — | — | — | $1.1M | 2.1% | |
| Vanguard Target Retirement 2050 Fund I " | — | — | — | $986K | 1.8% | |
| Vanguard Target Retirement 2055 Fund " | — | — | — | $866K | 1.6% | |
| Fidelity International Index Fund " | — | — | — | $780K | 1.5% | |
| Vanguard Target Retirement 2045 Fund I " | — | — | — | $723K | 1.4% | |
| Dodge & Cox International Stock X " | — | — | — | $674K | 1.3% | |
| Vanguard Target Retirement 2025 Fund I " | — | — | — | $598K | 1.1% | |
| Vanguard Target Retirement 2030 Fund I " | — | — | — | $569K | 1.1% | |
| Vanguard Target Retirement 2040 Fund I " | — | — | — | $435K | 0.8% | |
| Vanguard Target Retirement 2060 Fund " | — | — | — | $404K | 0.8% | |
| Vanguard Target Retirement Income Fund " | — | — | — | $365K | 0.7% | |
| Vanguard Target Retirement 2020 Fund I " | — | — | — | $236K | 0.4% | |
| Participant loans (4.25% - 9.50%) - | — | — | — | $166K | 0.3% | |
| Dodge & Cox Global Bond Fund X Mutual fund | — | — | — | $153K | 0.3% | |
| Vanguard Target Retirement 2065 Fund " | — | — | — | $146K | 0.3% | |
| Vanguard Inflation-Protected Securities Fund Admiral " | — | — | — | $113K | 0.2% | |
| Vanguard Target Retirement 2070 Fund " | — | — | — | $3K | <0.1% |
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