Original filing (PDF)20251010154554NAL0004386579002

TOWN & COUNTRY FEDERAL CREDIT UNION

Name: TOWN & COUNTRY FEDERAL CREDIT UNION — TOWN & COUNTRY FCU EMPLOYEE 401(K) AND PROFIT SHARING PLAN, Form 5500 (2024)
Creator: TOWN & COUNTRY FEDERAL CREDIT UNION

Form 5500

FILING_RECEIVED

TOWN & COUNTRY FCU EMPLOYEE 401(K) AND PROFIT SHARING PLAN

401(k) retirement plan

Active participants

129

Accounts w/ balance

176

Plan assets (EOY)

$14.7M

Net assets (EOY)

$14.7M

How this plan invests

This plan

1 pooled trust

Schedule D

20 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

Below-peer total plan cost (92nd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for TOWN & COUNTRY FEDERAL CREDIT UNION.

Plan sponsor

Name

TOWN & COUNTRY FEDERAL CREDIT UNION

EIN

01-0232897

Address

PO BOX 9420 · 557 MAIN STREET · SOUTH PORTLAND, ME · 041169420

Phone

(207) 773-5656

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SERVI	—	IRVINE, CA	RECORDKEEPER	$750	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
DOWNEAST PENSION SERVICES INC	—	NEW GLOUCESTR, ME	CONTRACT ADMIN	$1K	—

Investments

20 direct securities · 1 pooled fund· $14.6M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$14.6M

20 holdings

Common Collective Trust

$24K

1 holding

					% of plan
American Funds 2035 Target Date Fund R4 Mutual Fund	Other securities	—	—	$2.7M	18.3%
American Funds 2040 Target Date Fund R4 Mutual Fund	Other securities	—	—	$2.0M	13.6%
American Funds 2055 Target Date Fund R4 Mutual Fund	Other securities	—	—	$1.5M	10.4%
American Funds 2025 Target Date Fund R4 Mutual Fund	Other securities	—	—	$1.5M	10.4%
American Funds 2045 Target Date Fund R4 Mutual Fund	Other securities	—	—	$1.2M	8.0%
American Funds AMCAP R4 Mutual Fund	Other securities	—	—	$952K	6.5%
American Funds 2060 Target Date Fund R4 Mutual Fund	Other securities	—	—	$909K	6.2%
American Funds 2050 Target Date Fund R4 Mutual Fund	Other securities	—	—	$773K	5.3%
American Funds 2030 Target Date Fund R4 Mutual Fund	Other securities	—	—	$622K	4.2%
American Funds Investment Company of America R4 Mutual Fund	Other securities	—	—	$584K	4.0%
American Funds New World Fund R4 Mutual Fund	Other securities	—	—	$404K	2.8%
Columbia Small Cap Index A Mutual Fund	Other securities	—	—	$401K	2.7%
American Funds 2065 Target Date Fund R4 Mutual Fund	Other securities	—	—	$383K	2.6%
American Funds 2020 Target Date Fund R4 Mutual Fund	Other securities	—	—	$349K	2.4%
American Funds Europacific Gr R4 Mutual Fund	Other securities	—	—	$112K	0.8%
American Funds Capital World Bond R4 Mutual Fund	Other securities	—	—	$99K	0.7%
Columbia Large Cap Index A Mutual Fund	Other securities	—	—	$53K	0.4%
American Funds Bond Fund of America R4 Mutual Fund	Other securities	—	—	$39K	0.3%
American Funds 2010 Target Date Fund R4 Mutual Fund	Other securities	—	—	$24K	0.2%
EB MAGIC 75 STABLE VALUE FUND KEYBANK NA (EB MAGIC FUND) · EIN 34-6903863 / PN 002	Common Collective Trust	—	—	$24K	0.2%
American Funds 2070 Target Date Fund R4 Mutual Fund	Other securities	—	—	$2K	<0.1%