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Original filing (PDF)20250814111623NAL0005377555001
PINE STATE TRADING CO.
Form 5500
FILING_RECEIVED
PINE STATE TRADING CO. 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
435
Accounts w/ balance
624
Plan assets (EOY)
$47.9M
Net assets (EOY)
$47.9M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PINE STATE TRADING CO..
Plan sponsor
Name
PINE STATE TRADING CO.
EIN
01-0140426
Address
100 ENTERPRISE AVENUE · GARDINER, ME · 04345
Phone
(207) 213-2345
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2S · Automatic enrollment
2T · Default investment account (QDIA)
2A · Age/service weighted or new comparability
Audit & trust (Schedule H)
Auditor
WIPFLI LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INST OP CO LLC | 04-2647786 | — | RECORDKEEPER | $69K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | ADVISOR | $50K | — |
Investments
29 direct securities · 1 pooled fund· $47.4M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$47.1M
29 holdings
Common Collective Trust
$298K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2035 Target Date Retirement Fund Class R6 | — | — | — | $7.2M | 15.0% | |
| American Funds 2040 Target Date Retirement Fund Class R6 | — | — | — | $7.1M | 14.9% | |
| American Funds 2030 Target Date Retirement Fund Class R6 | — | — | — | $5.7M | 12.0% | |
| American Funds 2045 Target Date Retirement Fund Class R6 | — | — | — | $5.1M | 10.7% | |
| American Funds 2025 Target Date Retirement Fund Class R6 | — | — | — | $4.5M | 9.4% | |
| American Funds 2050 Target Date Retirement Fund Class R6 | — | — | — | $3.6M | 7.5% | |
| American Funds 2055 Target Date Retirement Fund Class R6 | — | — | — | $2.0M | 4.2% | |
| Vanguard Growth Index Fund Admiral Shares | — | — | — | $1.8M | 3.8% | |
| American Funds 2020 Target Date Retirement Fund Class R6 | — | — | — | $1.4M | 3.0% | |
| American Funds 2060 Target Date Retirement Fund Class R6 | — | — | — | $1.1M | 2.3% | |
| Fidelity 500 Index Fund | — | — | — | $1.0M | 2.1% | |
| American Funds 2015 Target Date Retirement Fund Class R6 | — | — | — | $990K | 2.1% | |
| Participant Loans Interest rates ranging from 3.25% to 8.50%, various maturities $ 0 | — | — | — | $909K | 1.9% | |
| DFA U.S. Large Cap Value Portfolio Institutional Class | — | — | — | $695K | 1.5% | |
| American Funds 2065 Target Date Retirement Fund Class R6 | — | — | — | $646K | 1.3% | |
| Fidelity International Index | — | — | — | $530K | 1.1% | |
| Baillie Gifford Emerging Markets Equities Fund Class K | — | — | — | $487K | 1.0% | |
| Dodge & Cox Income X | — | — | — | $391K | 0.8% | |
| Vanguard Mid-Cap Value Index Admiral | — | — | — | $381K | 0.8% | |
| DFA U.S. Targeted Value Portfolio Institutional Class | — | — | — | $371K | 0.8% | |
| Hood River Hood River Small-Cap Growth R | — | — | — | $310K | 0.6% | |
| BR MIDCAP GR EQ L1 FIDELITY INVESTMENTS · EIN 04-2647786 / PN 001 | Common Collective Trust | — | — | $298K | 0.6% | |
| Standard Insurance Company Stable Asset Fund II | — | — | — | $293K | 0.6% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $288K | 0.6% | |
| Fidelity Mid-Cap Index | — | — | — | $84K | 0.2% | |
| Fidelity Small-Cap Index | — | — | — | $70K | 0.1% | |
| Vanguard Bal Index Adm | — | — | — | $58K | 0.1% | |
| Federated Hermes Institutional High Yield Bond Fund Institutional Shares | — | — | — | $14K | <0.1% | |
| Dodge & Cox Global Bond Fund X | — | — | — | $12K | <0.1% | |
| Vanguard International Growth Fund Admiral Shares | — | — | — | $1K | <0.1% |
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